Laura Jewett

Laura Jewett

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Closed

$625,000

($310,550 down)
VA

13949 44th Lane NE, Saint Michael, MN 55376

4
3
2,852 sqft
PITI Monthly
$2,600.63 /mo

Listing courtesy of: , The August Agency, LLC

Assumed Rate

6.11%
7.15%

Principal & Interest

$1,956 /mo
$2,178 /mo

What's Special

REMODELED
LOCATION
OPEN CONCEPT
MINUTES AWAY
MODERN
STAINLESS STEEL APPLIANCES
DECK
PATIO
MATURE TREES
SPRINKLER SYSTEM

This gorgeously remodeled two-story in St. Michael is ready for it's next owner! While the finishes have been thoughtfully modernized with a timeless touch, we'll focus first on the mechanicals of the home which are essentially all brand new within the last 18 months! High efficiency furnace, whole-home humidifier, central air, gas power-vent water heater, water softener, whole-home water filter...all brand new. With all that taken care of already you'll be able to sit back and enjoy the rest of this incredible property with its open concept floor plan, soaring two story great room ceiling, chef's kitchen with brand new 3cm quartz countertops, new Kitchenaid stainless steel appliances, custom light fixtures throughout, white oak engineered hardwood throughout the main floor, and new carpet everywhere else....the list goes on and on and on. Not only is the house amazing, but the back yard is as private as you could want with no homes behind you and beautiful mature trees as your backdrop. Enjoy your morning coffee in your four season porch, or on your poured concrete patio, or on the maintenance free deck...there's really no bad spot in the house. The garage is three stalls across, but really is a four car tandem! Fully finished, insulated, and heated, this oversized garage has all the room you'll need for any hobby! Outside, extensive but easy to care for landscaping has been planted, with an in-ground sprinkler system keeping everything nice and green. You'll also find that professional landscape lighting will showcase this home no matter what time of day! Getting anywhere is a snap, you can be on I-94 in a matter of a few minutes, putting you in an ideal location if you're a commuter who wants to feel like you're away from it all while only being 25 minutes away from downtown! If you're looking to grow, the unfinished walk-out basement is waiting for customization and is roughed-in for another bathroom and has egress windows for another bedroom! You're not going to want to miss seeing this one!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.11
Remaining Loan Term
27 years, 7 months
Monthly PITI
$2,600.63/mo
Estimated Loan Balance
$319,565
Cash to close
$310,550
Interest Paid
$46,932

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Gas, Other
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age Over 8 Years, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age Over 8 Years, Asphalt
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision: The Preserve East 1st Add
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Preserve Association
  • HOA Amenities: Unknown
  • HOA Fee: $322
  • HOA Frequency: $Annually
Location
  • Region: Saint Michael

Financial Details

  • Price per Sqft: $219.14
  • Tax Annual Amount: $5734
  • On Market Date: 2024-10-16T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $310,550 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $310,550!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.11% Sellers Rate
$314,450
Your Cash$310,550
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 6.11%
$1,956/mo
Traditional @ 7.5%
$2,259/mo
You save $303/month ($3,635/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6618975

Listing From: northstar

Last updated: 2024-10-26T03:03:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.11%
7.15%

Principal & Interest

$1,956 /mo
$2,178 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $310,550 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $310,550!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.11% Sellers Rate
$314,450
Your Cash$310,550
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 6.11%
$1,956/mo
Traditional @ 7.5%
$2,259/mo
You save $303/month ($3,635/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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