Laura Jewett

Laura Jewett

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Closed

$879,900

($60,137 down)
VA

1391 Mallard Ln, Oakley, CA 94561

5
4
2,972 sqft
PITI Monthly
$4,660.31 /mo

Listing courtesy of: Alyssa Arteaga, Corcoran Icon Properties

Assumed Rate

4.82%
7.15%

Principal & Interest

$4,444 /mo
$5,707 /mo

What's Special

SHOPPING
SPACIOUS
MODERN
HARDWOOD FLOORS
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
COZY
SOLAR PANELS

Welcome to this meticulous, former model home located in the heart of Oakley. This modern masterpiece features 5 spacious bedrooms, 4 full bathrooms & offers over $100k in premium upgrades throughout the entire 2,972 square feet of sophisticated living space. Upon entering, you're greeted by an expansive open-concept living area, beautiful hardwood floors & top-tier finishes throughout. The gourmet kitchen is a culinary dream, featuring sleek quartz countertops, a massive center island, decorative backsplash & pantry. The large family room, adjacent to the kitchen, offers a cozy fireplace, enhancing the home's inviting atmosphere. The Primary Suite serves as a private retreat w/ its luxurious en-suite bathroom, offering dual sinks, premium tile flooring, stall shower, soaking tub & walk-in closet. A versatile loft & generously sized Jr. Suite complete w/ a walk-in closet, add to the home's thoughtful layout. A downstairs bedroom & full bath provides convenience for guests or multi-generational living. Not to be outdone by its impeccable interiors, this home also features OWNED solar panels, EXTRA-long driveway & 3-car garage. Step outside to appreciate the curb appeal, w/ a majestic oak tree gracing the front yard. Perfectly positioned near parks, schools, shopping & restaurants.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.82
Remaining Loan Term
27 years, 6 months
Monthly PITI
$4,660.31/mo
Estimated Loan Balance
$822,051
Cash to close
$60,137
Interest Paid
$99,918

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision: CYPRESS ESTATES
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Oakley

Financial Details

  • Price per Sqft: $296.06
  • Tax Annual Amount: $
  • On Market Date: 2024-09-19T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $60,137 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $60,137!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.82% Sellers Rate
$819,763
Your Cash$60,137
Total Purchase Price:$879,900

Assumed vs Traditional Mortgage

Assumed @ 4.82%
$4,444/mo
Traditional @ 7.5%
$5,920/mo
You save $1,476/month ($17,716/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41073620

Listing From:

Last updated: 2024-12-05T05:12:24.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.82%
7.15%

Principal & Interest

$4,444 /mo
$5,707 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $60,137 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $60,137!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.82% Sellers Rate
$819,763
Your Cash$60,137
Total Purchase Price:$879,900

Assumed vs Traditional Mortgage

Assumed @ 4.82%
$4,444/mo
Traditional @ 7.5%
$5,920/mo
You save $1,476/month ($17,716/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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