Laura Jewett

Laura Jewett

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Closed

$475,000

($153,116 down)
VA

13859 Holly Street NW, Andover, MN 55304

4
4
2,740 sqft
PITI Monthly
$1,936.3 /mo

Listing courtesy of: , Keller Williams Classic Realty

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,565 /mo
$2,411 /mo

What's Special

GRANITE COUNTERTOPS
WALK-IN CLOSET

Welcome to the high-demand Shadowbrook neighborhood of Andover! This meticulously updated home is conveniently located next to beautiful Bunker Hills Regional Park (Bunker Hills Golf Club & Disc Golf Course, Bunker Beach Water Park, Bunker Park Stables, Bunker Hills Activities Center & Campground, + miles of walking/biking trails), and just minutes from many stores, shops and restaurants! You'll absolutely love the updated kitchen, along with the flow and open feel of the main level! You'll also love the converted basement rec room - used by the owners as their primary bedroom, along with the original primary bedroom suite upstairs. A few of the recent updates include multi-zoned HVAC system, appliances, granite countertops, lighting, flooring, paint (cabinets, walls, doors, railings, etc.), custom walk-in closet, and doors (full list of updates is in agent supplements). Come see why this amazing home is the best value in Andover under $500K. Hurry, it won't last long!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.31
Remaining Loan Term
25 years, 2 months
Monthly PITI
$1,936.3/mo
Estimated Loan Balance
$326,576
Cash to close
$153,116
Interest Paid
$54,324

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Age Over 8 Years, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age Over 8 Years, Asphalt
Condition
  • Year Built: 1998
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Shadowbrook
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Andover

Financial Details

  • Price per Sqft: $173.36
  • Tax Annual Amount: $2450
  • On Market Date: 2025-02-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $153,116 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $153,116!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$321,884
Your Cash$153,116
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,565/mo
Traditional @ 7.5%
$2,501/mo
You save $936/month ($11,227/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6630785

Listing From: northstar

Last updated: 2025-03-25T19:26:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,565 /mo
$2,411 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $153,116 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $153,116!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$321,884
Your Cash$153,116
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,565/mo
Traditional @ 7.5%
$2,501/mo
You save $936/month ($11,227/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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