Laura Jewett

Laura Jewett

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Pending

$1,269,800

($628,414 down)
VA

1383 Oakpoint Avenue, Chula Vista, CA 91913

5
3
3,157 sqft
PITI Monthly
$4,624.62 /mo

Listing courtesy of: Lucy Nava, Century 21 Affiliated

Assumed Rate

3.04%
7.15%

Principal & Interest

$3,002 /mo
$4,785 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
RENOVATED
LUXURY
FIREPLACE
WALK-IN CLOSET
PATIO
CUL-DE-SAC

Located in a peaceful cul-de-sac, this stunning 5-bedroom home features a spacious loft and 3 full bathrooms, including one bedroom and full bath on the first floor. The recently renovated bathrooms showcase quartz countertops and floor-to-ceiling tiles. The updated kitchen offers a beautiful quartz island, perfect for meal prep and entertaining. Luxury vinyl plank flooring runs throughout the first floor, adding a modern touch. Relax in the heated saltwater sports pool with a jacuzzi and waterfall, or entertain under the large Alumawood backyard patio cover with ceiling fans. The 3-car tandem garage is equipped with a 240V 50amp EV car charger & epoxy coating. The family room boasts a gas fireplace and in-ceiling surround sound speakers, while the upstairs loft offers additional space for relaxation, movie watching, gaming etc. A solar system helps keep energy costs low, and the spacious walk-in closets and window shutters throughout add extra charm and convenience. This home is situated in a sought-after community, offering convenience with walking distance to private and public schools, shopping & dining.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.04
Remaining Loan Term
25 years, 7 months
Monthly PITI
$4,624.62/mo
Estimated Loan Balance
$693,831
Cash to close
$628,414
Interest Paid
$90,712

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, ForcedAir, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: Heated, InGround, Private, SaltWater, Waterfall

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Park, StreetLights, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Lomas Verdes II
  • HOA Amenities: Unknown
  • HOA Fee: $35
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $402.22
  • Tax Annual Amount: $15872.5
  • On Market Date: 2025-03-05T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $628,414 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $628,414!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.04% Sellers Rate
$641,386
Your Cash$628,414
Total Purchase Price:$1,269,800

Assumed vs Traditional Mortgage

Assumed @ 3.04%
$3,002/mo
Traditional @ 7.5%
$4,963/mo
You save $1,961/month ($23,532/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501611

Listing From:

Last updated: 2025-03-11T21:47:20.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.04%
7.15%

Principal & Interest

$3,002 /mo
$4,785 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $628,414 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $628,414!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.04% Sellers Rate
$641,386
Your Cash$628,414
Total Purchase Price:$1,269,800

Assumed vs Traditional Mortgage

Assumed @ 3.04%
$3,002/mo
Traditional @ 7.5%
$4,963/mo
You save $1,961/month ($23,532/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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