Laura Jewett

Laura Jewett

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Closed

$380,000

($217,336 down)
VA

13813 W ELM Street, Surprise, AZ 85374

4
2
1,687 sqft
PITI Monthly
$974.29 /mo

Listing courtesy of: Stephanie K Flaute, Elite Partners

Assumed Rate

3.07%
7.15%

Principal & Interest

$725 /mo
$1,151 /mo

What's Special

SPACIOUS
SOLAR PANELS

Unlock the door to your dream home in West Point. Discover a spacious 4-bedroom, 2-bath haven where comfort meets convenience. The current owners adore this area so much that they're only moving a half mile away! Enjoy lower electric bills thanks to seller-owned and fully paid off solar panels. Imagine the joy of a virtually maintenance-free yard, giving you more time for what truly matters. Step outside, and you're right next to one of the numerous walk/running paths in the subdivision - a perfect blend of nature and lifestyle. Your new home awaits, where every detail is designed for easy living and enjoyment. Don't miss out on this unique opportunity - seize the keys to your next adventure!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.07
Remaining Loan Term
26 years, 11 months
Monthly PITI
$974.29/mo
Estimated Loan Balance
$163,586
Cash to close
$217,336
Interest Paid
$15,624

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Family Room
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 1999
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: U S HOME AT WEST POINT TOWNE CENTER
  • Features: Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: WEST POINT TOWNE CEN
  • HOA Amenities: Unknown
  • HOA Fee: $180
  • HOA Frequency: $Quarterly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $225.25
  • Tax Annual Amount: $1192
  • On Market Date: 2023-12-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $217,336 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $217,336!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$162,664
Your Cash:$217,336
Total Purchase Price:$380,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$725/mo
Traditional @ 7.5%
$1,194/mo
You save $469/month ($5,628/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6634624

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-18T21:03:25.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$725 /mo
$1,151 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $217,336 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $217,336!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$162,664
Your Cash:$217,336
Total Purchase Price:$380,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$725/mo
Traditional @ 7.5%
$1,194/mo
You save $469/month ($5,628/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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