Laura Jewett

Laura Jewett

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Closed

$589,000

($352,827 down)
FHA

13804 Pinkard Way UNIT 38, El Cajon, CA 92021

3
3
1,486 sqft
PITI Monthly
$2,367.04 /mo

Listing courtesy of: Valjean Aguilar, Keller Williams Realty

Assumed Rate

3.67%
7.15%

Principal & Interest

$1,375 /mo
$2,025 /mo

What's Special

SHOPPING
DINING
SPACIOUS
BALCONY
COMMUNITY POOL

Welcome to this beautiful end-unit townhome located in the desirable Knolls community! One of the few units with a TWO CAR GARAGE. This spacious home offers 3 bedrooms and 3 full bathrooms, perfect for comfortable living and entertaining. The open floor plan features a bright and airy living area with plenty of natural light. One downstairs bedroom and 2 primary rooms upstairs. Private balcony for your morning coffee! This unit is just steps away from additional street parking. The Knolls community offers a range of amenities, including a community pool, and well-maintained common areas. With convenient access to shopping, dining, and major highways, this townhome is perfect for those seeking a blend of comfort and convenience. Don't miss the opportunity to make this lovely home yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.67
Remaining Loan Term
19 years, 11 months
Monthly PITI
$2,367.04/mo
Estimated Loan Balance
$289,002
Cash to close
$352,827
Interest Paid
$99,432

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Dual
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: SpanishTile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: SpanishTile
Condition
  • Year Built: 1992
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Fishing, Hiking, Lake
HOA
  • Has HOA: Yes
  • HOA Name: The Knolls
  • HOA Amenities: Unknown
  • HOA Fee: $470
  • HOA Frequency: $Monthly
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $396.37
  • Tax Annual Amount: $7362.5
  • On Market Date: 2024-08-01T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $352,827 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $352,827!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.67% Sellers Rate
$236,173
Your Cash:$352,827
Total Purchase Price:$589,000

Assumed vs Traditional Mortgage

Assumed @ 3.67%
$1,375/mo
Traditional @ 7.5%
$2,101/mo
You save $726/month ($8,707/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2404595

Listing From:

Last updated: 2024-09-17T20:05:57.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.67%
7.15%

Principal & Interest

$1,375 /mo
$2,025 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $352,827 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $352,827!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.67% Sellers Rate
$236,173
Your Cash:$352,827
Total Purchase Price:$589,000

Assumed vs Traditional Mortgage

Assumed @ 3.67%
$1,375/mo
Traditional @ 7.5%
$2,101/mo
You save $726/month ($8,707/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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