Laura Jewett

Laura Jewett

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Under Contract

$449,900

($259,811 down)
FHA

13737 W LUKE Avenue, Litchfield Park, AZ 85340

3
2
2,205 sqft
PITI Monthly
$1,501.75 /mo

Listing courtesy of: Michelle L Minik, West USA Realty

Assumed Rate

4.07%
7.15%

Principal & Interest

$1,023 /mo
$1,435 /mo

What's Special

SHOPPING
DINING
SPACIOUS
PATIO

Our preferred lender is offering a 1-0 buy down on this property for qualified buyers!! Welcome to Dreaming Summit, where this beautiful home awaits you! Providing 3 beds, 2 baths, a 3-car garage, a den, an extended back patio, 2x6 construction for energy efficiency, and a mature landscape. Seller averaged under $10.00 a month for APS with Solar!! See docs tab for more details! Enter to find inviting living spaces paired with abundant natural light, allowed in by the new windows throughout! The impressive kitchen boasts built-in appliances, RO system, an extra large pantry, and an island w/breakfast bar. Additional shelves added to the Laundry Room and spacious Utility Closet. Out the back, you have a lush lawn and a covered patio to relax while enjoying BBQ. Conveniently close to schools, parks, shopping, dining options, and more. Don't miss this opportunity!! The versatile den is perfect for an office or reading nook! Enter the primary bedroom to find an ensuite with dual sinks and a separate tub/shower. Freshly painted rooms throughout! All this AND a Home Warranty included, paid for by the seller!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.07
Remaining Loan Term
24 years, 3 months
Monthly PITI
$1,501.75/mo
Estimated Loan Balance
$301,588
Cash to close
$259,811
Interest Paid
$47,110

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Sewer in & Cnctd, Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Other
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2002
Details
  • Builder: Stardust Development Inc

Community & HOA

Community
  • Subdivision: DREAMING SUMMIT UNIT 2B
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: DREAMING SUMMIT HOA
  • HOA Amenities: Unknown
  • HOA Fee: $127.47
  • HOA Frequency: $Monthly
Location
  • Region: Litchfield Park

Financial Details

  • Price per Sqft: $204.04
  • Tax Annual Amount: $1944
  • On Market Date: 2025-01-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $259,811 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$

You cover the entire equity of $259,811!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$190,089
Your Cash:$259,811
Total Purchase Price:$449,900

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$1,023/mo
Traditional @ 7.5%
$1,488/mo
You save $465/month ($5,585/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6793236

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-01T20:21:43.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.07%
7.15%

Principal & Interest

$1,023 /mo
$1,435 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $259,811 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$

You cover the entire equity of $259,811!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$190,089
Your Cash:$259,811
Total Purchase Price:$449,900

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$1,023/mo
Traditional @ 7.5%
$1,488/mo
You save $465/month ($5,585/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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