Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$680,000

($477,749 down)
VA

1364 Isabella Way, Vista, CA 92084

3
3
1,356 sqft
PITI Monthly
$2,208.52 /mo

Listing courtesy of: Julia Marchisio, eXp Realty of California, Inc.

Assumed Rate

3.8%
7.15%

Principal & Interest

$1,334 /mo
$1,933 /mo

What's Special

SHOPPING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
PATIO

Welcome to Oak Drive Villas, a quiet and well-maintained community of just 42 homes in the heart of Vista. This VA approved townhouse offers 3 bed, 2.5 1,360 sq ft of comfortable living. Sitting on a back corner lot with less walls shared and extra windows! Featuring granite countertops, stainless steel appliances, spacious bedrooms and in-unit laundry. Enjoy your own private fenced patio and entrance, attached 2-car garage, and a rare spacious driveway for extra parking. Rainsoft water system throughout the entire home, tankless water heater and central A/C & heating. The low HOA covers exterior maintenance and landscaping, plus access to a community BBQ and recreation space. Walking distance from schools, shopping. Close to freeways and short ride to Camp Pendleton.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.8
Remaining Loan Term
17 years, 3 months
Monthly PITI
$2,208.52/mo
Estimated Loan Balance
$206,364
Cash to close
$477,749
Interest Paid
$120,090

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: CommonRoof
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: CommonRoof
Condition
  • Year Built: 2012
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Oak Drive Villas Owners A
  • HOA Amenities: Unknown
  • HOA Fee: $220
  • HOA Frequency: $Monthly
Location
  • Region: Vista

Financial Details

  • Price per Sqft: $501.47
  • Tax Annual Amount: $8500
  • On Market Date: 2025-03-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $477,749 (70%)
You can enter any amount below - secondary financing will cover the difference if needed.
70%
$

You cover the entire equity of $477,749!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$202,251
Your Cash:$477,749
Total Purchase Price:$680,000

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$1,334/mo
Traditional @ 7.5%
$2,005/mo
You save $671/month ($8,058/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250022563SD

Listing From:

Last updated: 2025-04-01T12:28:29.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.8%
7.15%

Principal & Interest

$1,334 /mo
$1,933 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $477,749 (70%)
You can enter any amount below - secondary financing will cover the difference if needed.
70%
$

You cover the entire equity of $477,749!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$202,251
Your Cash:$477,749
Total Purchase Price:$680,000

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$1,334/mo
Traditional @ 7.5%
$2,005/mo
You save $671/month ($8,058/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.