Laura Jewett

Laura Jewett

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Closed

$429,888

($157,549 down)
FHA

13624 Scafell Pike Street, Bakersfield, CA 93314

3
2
1,838 sqft
PITI Monthly
$2,033.73 /mo

Listing courtesy of: Michael McCracken, Michael McCracken, Broker

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,229 /mo
$1,979 /mo

What's Special

DINING
SPACIOUS
MOVE-IN READY
GRANITE COUNTERTOPS
WALK-IN CLOSET
SEPARATE SHOWER
PATIO

HUGE PRICE DROP!!!! Large Corner Lot! New Flooring! Imagine yourself living in this stunning retreat. Upon entry, sleek, updated flooring welcomes you, seamlessly flowing throughout. To your right, a formal dining area is perfect for hosting, while the expansive great room invites relaxation. The gourmet kitchen boasts granite countertops, a stylish breakfast bar, and a sunlit dining nook. The family room showcases a beautifully accented mosaic tile wall, ideal for movie nights or lively gatherings. The split-wing layout provides privacy, with three generous bedrooms on the west side. The master wing is a sanctuary with a spacious walk-in closet, an oversized bedroom, and a luxurious ensuite bath with a separate shower and tub. Outside, enjoy the covered patio, perfect for BBQs, and a fire pit, great for roasting marshmallows. Solar energy is ready to transfer, with 30% of the original balance paid by the seller. Fridge, washer, and dryer are included, making this home move-in ready!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.96
Remaining Loan Term
26 years, 4 months
Monthly PITI
$2,033.73/mo
Estimated Loan Balance
$274,555
Cash to close
$157,549
Interest Paid
$30,581

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2009
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Suburban
HOA
  • Has HOA: No
Location
  • Region: Bakersfield

Financial Details

  • Price per Sqft: $233.89
  • Tax Annual Amount: $5373.6
  • On Market Date: 2024-10-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $157,549 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $157,549!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$272,339
Your Cash$157,549
Total Purchase Price:$429,888

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,229/mo
Traditional @ 7.5%
$2,053/mo
You save $824/month ($9,886/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC24218087

Listing From:

Last updated: 2025-02-28T00:02:02.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,229 /mo
$1,979 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $157,549 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $157,549!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$272,339
Your Cash$157,549
Total Purchase Price:$429,888

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,229/mo
Traditional @ 7.5%
$2,053/mo
You save $824/month ($9,886/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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