Laura Jewett

Laura Jewett

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Closed

$359,000

($180,596 down)
FHA

13580 El Rio Lane, Desert Hot Springs, CA 92240

3
2
1,360 sqft
PITI Monthly
$1,077.42 /mo

Listing courtesy of: Edrick Pineda, Keller Williams Realty

Assumed Rate

2.81%
7.15%

Principal & Interest

$791 /mo
$1,299 /mo

What's Special

MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
CHARMING
COZY
SOLAR PANELS

Welcome to this charming 3-bedroom, 2-bathroom home that seamlessly blends modern upgrades with cozy comfort. Step inside to discover an inviting space enhanced by recessed lighting and stylish tile and vinyl wood flooring throughout. The built-in in-ceiling speakers, including those in the garage, make it perfect for both entertaining guests and enjoying your favorite music.The kitchen is a standout feature, boasting beautiful granite countertops and sleek stainless steel appliances. Enjoy the benefits of energy efficiency with low-cost solar panels, newer double-pane windows, and ceiling fans in every room, keeping your utility bills in check while ensuring year-round comfort.Outside, this home offers ample parking with extra concrete space, ideal for RVs or recreational vehicles. The front yard, adorned with low-maintenance artificial grass, is both practical and attractive. The expansive backyard is a blank canvas just waiting for your personal touch--imagine creating your dream outdoor oasis or adding a pool for those sunny days.Don't miss out on this beautifully maintained property that radiates pride of ownership.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 2 months
Monthly PITI
$1,077.42/mo
Estimated Loan Balance
$179,148
Cash to close
$180,596
Interest Paid
$19,859

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Tile, Vinyl

Exterior

Fencing
  • Fencing: ChainLink
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 1981
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Olympus
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Desert Hot Springs

Financial Details

  • Price per Sqft: $263.97
  • Tax Annual Amount: $
  • On Market Date: 2024-08-30T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $180,596 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $180,596!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$178,404
Your Cash:$180,596
Total Purchase Price:$359,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$791/mo
Traditional @ 7.5%
$1,347/mo
You save $556/month ($6,673/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219115906DA

Listing From:

Last updated: 2024-09-27T02:33:42.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$791 /mo
$1,299 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $180,596 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $180,596!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$178,404
Your Cash:$180,596
Total Purchase Price:$359,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$791/mo
Traditional @ 7.5%
$1,347/mo
You save $556/month ($6,673/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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