Laura Jewett

Laura Jewett

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Under Contract

$1,150,000

($174,692 down)
VA

1356 E PENEDES Court, Gilbert, AZ 85298

4
3
2,804 sqft
PITI Monthly
$6,843.95 /mo

Listing courtesy of: Heather Openshaw, Keller Williams Integrity First

Assumed Rate

6.96%
7.15%

Principal & Interest

$6,506 /mo
$6,632 /mo

What's Special

SHOPPING
DINING
MODERN
LUXURY
PATIO
COMMUNITY POOL
CUL-DE-SAC
SOLAR PANELS

Tucked away on a peaceful cul-de-sac in the sought-after Waterston Central community, this single-level stunner redefines modern living. Thoughtfully designed with over 2,800 square feet of impeccable style, every space invites comfort and connection. At the heart of the home, the kitchen is a masterpiece—ceiling-height cabinetry, quartz countertops, a gas cooktop, and double ovens make it both functional and beautiful. Neutral wood-look tile flows seamlessly throughout, complementing the open-concept design. A dedicated teen room and private den offer flexibility for work, play, or relaxation. Step outside to your personal retreat—an entertainer's dream with a sunken patio, built-in pizza oven, and a fully equipped outdoor kitchen. The PebbleTec pool and spa promise endless enjoyment, while owned solar panels keep energy costs in check. Beyond your doorstep, Waterston Central offers lush parks, a sparkling community pool, and easy access to freeways, shopping, and dining. A home that blends style, function, and a touch of luxurycome see it for yourself.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.96
Remaining Loan Term
29 years, 3 months
Monthly PITI
$6,843.95/mo
Estimated Loan Balance
$976,152
Cash to close
$174,692
Interest Paid
$51,085

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Brick Veneer, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Variable Speed Pump, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame, Brick Veneer, Painted
  • Roof: Concrete
Condition
  • Year Built: 2024
Details
  • Builder: TriPointe

Community & HOA

Community
  • Subdivision: WATERSTON CENTRAL PHASE 2
  • Features: Lake, Gated, Community Spa, Community Spa Htd, Community Pool Htd, Community Pool, Community Media Room, Playground, Biking/Walking Path, Clubhouse
HOA
  • Has HOA: Yes
  • HOA Name: Waterston Community
  • HOA Amenities: Unknown
  • HOA Fee: $165
  • HOA Frequency: $Monthly
Location
  • Region: Gilbert

Financial Details

  • Price per Sqft: $410.13
  • Tax Annual Amount: $450
  • On Market Date: 2025-02-27T15:20:08.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $174,692 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $174,692!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.96% Sellers Rate
$975,308
Your Cash$174,692
Total Purchase Price:$1,150,000

Assumed vs Traditional Mortgage

Assumed @ 6.96%
$6,506/mo
Traditional @ 7.5%
$6,879/mo
You save $373/month ($4,474/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6827071

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-02T23:46:42.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.96%
7.15%

Principal & Interest

$6,506 /mo
$6,632 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $174,692 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $174,692!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.96% Sellers Rate
$975,308
Your Cash$174,692
Total Purchase Price:$1,150,000

Assumed vs Traditional Mortgage

Assumed @ 6.96%
$6,506/mo
Traditional @ 7.5%
$6,879/mo
You save $373/month ($4,474/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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