Laura Jewett

Laura Jewett

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Closed

$699,999

($12,363 down)
VA

1355 Camillo Way, El Cajon, CA 92021

3
2
1,099 sqft
PITI Monthly
$4,674.15 /mo

Listing courtesy of: Abdullah Mohammed, eXp Realty of California, Inc.

Assumed Rate

6.82%
7.15%

Principal & Interest

$4,507 /mo
$4,660 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
HOME OFFICE
COZY
RENTAL INCOME

Welcome to 1355 Camillo Way, El Cajon, CA 92021! This delightful 3-bedroom, 1.5-bathroom single-family home offers 1,099 square feet of cozy living space on a generous 6,500 square foot lot. Located in a peaceful and well-established neighborhood, this property is perfect for first-time homebuyers. The inviting interior features a comfortable living area, a functional kitchen, and a dining space that flows seamlessly into the living room. Each of the three bedrooms is well-sized, providing flexibility for family, guests, or a home office. But that's not all—this property comes with exciting potential! It comes with permits to convert the existing garage into an ADU (Accessory Dwelling Unit) and expand the total living space to an impressive 1,903 square feet. This offers an incredible opportunity for additional rental income or a spacious guest suite. The backyard is a blank canvas, ready for your personal touch. Whether you envision a lush garden, an outdoor entertainment area, or a play space for kids, the possibilities are endless. With easy access to local schools, shopping, dining, and freeway access, 1355 Camillo Way is a hidden gem in the heart of El Cajon. Don’t miss out on this unique opportunity—schedule your viewing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.82
Remaining Loan Term
29 years, 1 months
Monthly PITI
$4,674.15/mo
Estimated Loan Balance
$688,825
Cash to close
$12,363
Interest Paid
$42,950

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1961
Details
  • Builder:

Community & HOA

Community
  • Subdivision: El Cajon
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $636.94
  • Tax Annual Amount: $
  • On Market Date: 2024-08-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $12,363 (2%)
You can enter any amount below - secondary financing will cover the difference if needed.
2%
$

You cover the entire equity of $12,363!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$687,636
Your Cash$12,363
Total Purchase Price:$699,999

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$4,507/mo
Traditional @ 7.5%
$4,834/mo
You save $327/month ($3,919/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240019920SD

Listing From:

Last updated: 2024-10-04T23:49:28.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.82%
7.15%

Principal & Interest

$4,507 /mo
$4,660 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $12,363 (2%)
You can enter any amount below - secondary financing will cover the difference if needed.
2%
$

You cover the entire equity of $12,363!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$687,636
Your Cash$12,363
Total Purchase Price:$699,999

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$4,507/mo
Traditional @ 7.5%
$4,834/mo
You save $327/month ($3,919/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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