Laura Jewett

Laura Jewett

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Closed

$467,000

($291,414 down)
FHA

13554 Ranchero Road, Oak Hills, CA 92344

2
2
1,608 sqft
PITI Monthly
$1,758.99 /mo

Listing courtesy of: Candace Foster, Keller Williams Victor Valley

Assumed Rate

3.92%
7.15%

Principal & Interest

$962 /mo
$1,374 /mo

What's Special

SPACIOUS
SOAKING TUB
SEPARATE SHOWER
DECK
PATIO

Agriculture potential or hobby farming with this nearly 3 acre lot on Ranchero Rd. in Oak Hills with 2000 peach trees. Close to the freeway, just off Escondido! Manufactured home on a permanent foundation that can go on an FHA 3.5% down payment loan. Includes 5th wheel all hooked up for the caretaker/helper to live in or rent it out for extra income. Buyer to assume the solar payment for 193.00 per month. Double car garage with a workshop and a 20x20 fully insulated shed with drywall. Open layout with abundant natural light, a spacious kitchen with pantry and a large primary bedroom en-suite with walk in closet and double sink vanity and new large soaking tub and separate shower. New AC unit and capacitor. In house laundry room with lots of cabinets for storage. Completely fenced with double gates for protection and privacy. Large covered deck off the front and a large covered patio across the entire back of the house, off the back of the home. This property is well known for the Peach Farm "Decker Peaches". The owner is getting tired and has not watered the trees in 2 years but there has been lots of rain. Buyer can grow anything they want. Peppers, onions, other fruit. Make salsa to sell or peach pies or let your imagination go wild!!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.92
Remaining Loan Term
22 years, 9 months
Monthly PITI
$1,758.99/mo
Estimated Loan Balance
$184,892
Cash to close
$291,414
Interest Paid
$53,839

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: None
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: ManufacturedOnLand
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1998
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: Oak Hills

Financial Details

  • Price per Sqft: $290.42
  • Tax Annual Amount: $5837.5
  • On Market Date: 2024-10-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $291,414 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $291,414!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.92% Sellers Rate
$175,586
Your Cash:$291,414
Total Purchase Price:$467,000

Assumed vs Traditional Mortgage

Assumed @ 3.92%
$962/mo
Traditional @ 7.5%
$1,426/mo
You save $464/month ($5,562/year)

*Secondary financing rates are an estimated value based on input

MLS ID: HD24202555

Listing From:

Last updated: 2024-11-01T17:47:11.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.92%
7.15%

Principal & Interest

$962 /mo
$1,374 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $291,414 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $291,414!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.92% Sellers Rate
$175,586
Your Cash:$291,414
Total Purchase Price:$467,000

Assumed vs Traditional Mortgage

Assumed @ 3.92%
$962/mo
Traditional @ 7.5%
$1,426/mo
You save $464/month ($5,562/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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