Laura Jewett

Laura Jewett

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Closed

$779,000

($259,881 down)
FHA

1354 Division Street, Nipomo, CA 93444

3
2
1,334 sqft
PITI Monthly
$3,852.65 /mo

Listing courtesy of: Michelle Gongora-Cothran, PB & Associates

Assumed Rate

6.26%
7.15%

Principal & Interest

$3,261 /mo
$3,574 /mo

What's Special

FIREPLACE
LANDSCAPED
IRRIGATION SYSTEM
CHARMING
COZY
EFFICIENT

Welcome to your dream home! This delightful 3-bedroom, 2-bath home is nestled on a generous Large corner lot in the heart of Nipomo. Inside you will discover an inviting open and airy living room, highlighted by large windows that fill the space with natural light. This home offers mini split AC units in all Bedrooms and living room. Cozy up by the fireplace on cooler evenings and enjoy the stylish vinyl flooring throughout. The heart of the home features a built-in coffee bar, perfect for your morning brew. Outside, the beautifully landscaped front yard boasts decomposed granite, and a gas fire pit connected to the house, making it ideal for entertaining or relaxing under the stars. In the backyard, you’ll find a large shade tree offering a tranquil retreat, along with two RV parking spots complete with full hookups—perfect for your adventurous spirit! A charming chicken coop is included, along with lush grass and an efficient sprinkler and drip irrigation system. Plus, a hug Tuff Shed provides ample storage or work space for all your hobbies. Don’t miss out on this unique opportunity!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.26
Remaining Loan Term
28 years, 0 months
Monthly PITI
$3,852.65/mo
Estimated Loan Balance
$521,303
Cash to close
$259,881
Interest Paid
$65,494

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ductless
  • Heating: WoodStove, WallFurnace
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Insert, LivingRoom, WoodBurning, WoodBurningStove
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1963
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Hiking
HOA
  • Has HOA: No
Location
  • Region: Nipomo

Financial Details

  • Price per Sqft: $583.96
  • Tax Annual Amount: $
  • On Market Date: 2024-11-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $259,881 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $259,881!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$519,119
Your Cash$259,881
Total Purchase Price:$779,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$3,261/mo
Traditional @ 7.5%
$3,707/mo
You save $446/month ($5,347/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PI24217561

Listing From:

Last updated: 2025-01-14T02:20:35.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.26%
7.15%

Principal & Interest

$3,261 /mo
$3,574 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $259,881 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $259,881!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$519,119
Your Cash$259,881
Total Purchase Price:$779,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$3,261/mo
Traditional @ 7.5%
$3,707/mo
You save $446/month ($5,347/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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