Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$790,000

($50,174 down)
FHA

134 Camino Ruiz, Camarillo, CA 93012

3
2
1,328 sqft
PITI Monthly
$4,830.18 /mo

Listing courtesy of: Danielle Izen, Comfort Real Estate Services Inc.

Assumed Rate

4.92%
7.15%

Principal & Interest

$4,071 /mo
$5,169 /mo

What's Special

LOCATION
OPEN CONCEPT
PRIVATE BACKYARD
PARKS NEARBY
CONVENIENT LOCATION
CHARMING

Calling all homebuyers seeking a charming single-story haven in the desirable Mission Oaks neighborhood! This 3-bedroom, 2-bathroom residence boasts 1,328 square feet of comfortable living space. Enjoy the open concept living room and kitchen, an entertainers delight! Unwind in your private backyard or explore the numerous shops, restaurants, and parks nearby. The convenient location provides easy access to Route 101, Amtrak, and Metrolink stations, making commutes a breeze. On top of it all this home includes many upgrades including new flooring in the bedrooms, newly installed Nest thermostat, solar, added skylights to bring in natural light and an updated air conditioner and furnace. The community features a pool and spa and RV parking. Don't miss your chance to live close to stunning beaches and majestic mountains, contact us today to schedule a showing!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.92
Remaining Loan Term
27 years, 5 months
Monthly PITI
$4,830.18/mo
Estimated Loan Balance
$832,072
Cash to close
$50,174
Interest Paid
$95,428

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Community, InGround, Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Tract 4271 HOA
  • HOA Amenities: Unknown
  • HOA Fee: $200
  • HOA Frequency: $Monthly
Location
  • Region: Camarillo

Financial Details

  • Price per Sqft: $594.88
  • Tax Annual Amount: $9875
  • On Market Date: 2024-06-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $50,174 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $50,174!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.92% Sellers Rate
$739,826
Your Cash$50,174
Total Purchase Price:$790,000

Assumed vs Traditional Mortgage

Assumed @ 4.92%
$4,071/mo
Traditional @ 7.5%
$5,362/mo
You save $1,291/month ($15,489/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-23955

Listing From:

Last updated: 2025-02-28T20:24:47.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.92%
7.15%

Principal & Interest

$4,071 /mo
$5,169 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $50,174 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $50,174!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.92% Sellers Rate
$739,826
Your Cash$50,174
Total Purchase Price:$790,000

Assumed vs Traditional Mortgage

Assumed @ 4.92%
$4,071/mo
Traditional @ 7.5%
$5,362/mo
You save $1,291/month ($15,489/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.