Laura Jewett

Laura Jewett

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$535,000

($61,702 down)
VA

1349 Valencia Avenue, Stockton, CA 95209

4
2
2,127 sqft
PITI Monthly
$2,851.17 /mo

Listing courtesy of: Marquise Murphy, Mpire Luxe Real Estate

Assumed Rate

2.84%
7.15%

Principal & Interest

$2,106 /mo
$3,445 /mo

What's Special

SHOPPING
DINING
MODERN
HARDWOOD FLOORS
FIREPLACE
PATIO
FAMILY-FRIENDLY
CHARMING
COZY

Welcome to this charming Spanish-style gem that radiates character and comfort. This single-story home sits proudly on over a quarter-acre lot, showcasing a classic rustic stucco exterior crowned with an elegant terracotta tile roof. Step inside to discover hardwood floors flowing through the living room and a cozy fireplace perfect for those chilly evenings. The formal dining room adds a touch of elegance with its crystal chandelier, while the kitchen boasts practical oak cabinets and durable countertops. The outdoor space is a blank canvas ready for your dreams - whether that's a future pool, garden oasis, or both! A convenient side patio off the kitchen provides an intimate spot for morning coffee or afternoon relaxation. For car enthusiasts or storage needs, a detached two-car garage provides ample space, with extra driveway parking available. Located in a family-friendly neighborhood, you'll find yourself just minutes from parks, schools, and shopping. This home's blend of Spanish charm, modern updates, and generous outdoor space creates an ideal setting for both comfortable living and entertaining.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.84
Remaining Loan Term
26 years, 6 months
Monthly PITI
$2,851.17/mo
Estimated Loan Balance
$475,264
Cash to close
$61,702
Interest Paid
$48,802

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Clay, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Clay, Tile
Condition
  • Year Built: 1948
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Stockton

Financial Details

  • Price per Sqft: $251.53
  • Tax Annual Amount: $6687.5
  • On Market Date: 2025-01-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $61,702 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $61,702!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$473,298
Your Cash$61,702
Total Purchase Price:$535,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$2,106/mo
Traditional @ 7.5%
$3,573/mo
You save $1,467/month ($17,599/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81990839

Listing From:

Last updated: 2025-02-10T17:49:11.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$2,106 /mo
$3,445 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $61,702 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $61,702!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$473,298
Your Cash$61,702
Total Purchase Price:$535,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$2,106/mo
Traditional @ 7.5%
$3,573/mo
You save $1,467/month ($17,599/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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