Laura Jewett

Laura Jewett

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Closed

$989,000

($742,835 down)
FHA

1347 Vallejo Mills Street, Chula Vista, CA 91913

4
3
2,099 sqft
PITI Monthly
$3,304.62 /mo

Listing courtesy of: Eleanor ODeane, LPT Realty, Inc.

Assumed Rate

4.35%
7.15%

Principal & Interest

$1,801 /mo
$2,444 /mo

What's Special

SHOPPING
DINING
GRANITE COUNTERTOPS
FIREPLACE
COMMUNITY POOL
WALKING TRAILS
COZY
TURNKEY

Welcome Home to this Otay Ranch Beauty! Turnkey and ready for you and your family! Walk into an airy living & dining room combo with brand new vinyl plank wood flooring, freshly painted and new lighting fixtures throughout. Upgraded kitchen has newer cabinets with built-in lighting, granite countertops, center prep island and stainless-steel appliances. Kitchen nook flows into family room with cozy gas fireplace that looks out to a great fenced back yard. Upstairs offering 4 bedrooms and 2 baths with convenient laundry closet in hallway. Generous size primary bedroom suite has new ceiling fan, built-in window seating and double closet space. Both Primary and secondary bathrooms have granite counters, newer faucet fixtures, double sinks, travertine floors, and shower/tub combo. Garage is equipped with ample built-in storage cabinets and upgraded epoxy floors. Enjoy the community pool, parks and walking trails that this amazing community has to offer. Centrally located and close to schools, shopping mall, restaurants and freeway. Come see this beautiful home and make it yours today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.35
Remaining Loan Term
15 years, 7 months
Monthly PITI
$3,304.62/mo
Estimated Loan Balance
$266,044
Cash to close
$742,835
Interest Paid
$194,120

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Electric, ForcedAir, Fireplaces, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas
  • Flooring: Carpet, Laminate, Stone

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: CommonRoof
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Unknown
  • Roof: CommonRoof
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, DogPark, Park, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Hillsborough at Otay Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $66
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $471.18
  • Tax Annual Amount: $12362.5
  • On Market Date: 2025-02-07T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $742,835 (75%)
You can enter any amount below - secondary financing will cover the difference if needed.
75%
$

You cover the entire equity of $742,835!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.35% Sellers Rate
$246,165
Your Cash:$742,835
Total Purchase Price:$989,000

Assumed vs Traditional Mortgage

Assumed @ 4.35%
$1,801/mo
Traditional @ 7.5%
$2,535/mo
You save $734/month ($8,805/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2500983

Listing From:

Last updated: 2025-03-08T17:25:45.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.35%
7.15%

Principal & Interest

$1,801 /mo
$2,444 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $742,835 (75%)
You can enter any amount below - secondary financing will cover the difference if needed.
75%
$

You cover the entire equity of $742,835!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.35% Sellers Rate
$246,165
Your Cash:$742,835
Total Purchase Price:$989,000

Assumed vs Traditional Mortgage

Assumed @ 4.35%
$1,801/mo
Traditional @ 7.5%
$2,535/mo
You save $734/month ($8,805/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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