Laura Jewett

Laura Jewett

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Closed

$620,000

($263,209 down)
VA

1346 Nicolette Ave UNIT 1226, Chula Vista, CA 91913

3
2
1,315 sqft
PITI Monthly
$2,678.56 /mo

Listing courtesy of: Derek Lundgren, LPT Realty,Inc

Assumed Rate

3.77%
7.15%

Principal & Interest

$1,861 /mo
$2,707 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
MOVE-IN READY
WALK-IN CLOSET
CLUBHOUSE
PLAYGROUND

This move-in ready second-floor condo offers a bright and open living area, perfect for comfortable everyday living. The spacious primary bedroom features a walk-in closet. Enjoy the tranquility of a semi-private porch, well-insulated and shaded for year-round relaxation. Recent upgrades include a new hot water heater in 2020 and a washer and dryer installed in 2021. The home also boasts brand-new carpeting throughout and a freshly painted interior. Parking is convenient with a dedicated garage and an additional parking space. Residents also receive five monthly guest parking passes. The community offers exceptional amenities, including two pools, a spa/hot tub, a clubhouse, a recreation area, an exercise room, and a playground. Outdoor enthusiasts will love the biking and hiking trails, as well as the BBQ area. See Supplemental Remarks. The neighborhood is highly dog-friendly, featuring dedicated walking paths and grassy patches for pets. Located within walking distance of neighborhood schools and just minutes from great shopping and dining, this home combines comfort, convenience, and an unbeatable location.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.77
Remaining Loan Term
24 years, 5 months
Monthly PITI
$2,678.56/mo
Estimated Loan Balance
$358,264
Cash to close
$263,209
Interest Paid
$79,894

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stone, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stone, Stucco
  • Roof: Unknown
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Mer Soleil
  • HOA Amenities: Unknown
  • HOA Fee: $275
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $471.48
  • Tax Annual Amount: $7750
  • On Market Date: 2025-02-15T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $263,209 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $263,209!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.77% Sellers Rate
$356,791
Your Cash$263,209
Total Purchase Price:$620,000

Assumed vs Traditional Mortgage

Assumed @ 3.77%
$1,861/mo
Traditional @ 7.5%
$2,808/mo
You save $947/month ($11,368/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250018683SD

Listing From:

Last updated: 2025-03-18T22:33:59.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.77%
7.15%

Principal & Interest

$1,861 /mo
$2,707 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $263,209 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $263,209!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.77% Sellers Rate
$356,791
Your Cash$263,209
Total Purchase Price:$620,000

Assumed vs Traditional Mortgage

Assumed @ 3.77%
$1,861/mo
Traditional @ 7.5%
$2,808/mo
You save $947/month ($11,368/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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