Laura Jewett

Laura Jewett

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$429,000

($89,512 down)
FHA

1342 N SIERRA Avenue, Coolidge, AZ 85128

4
3
2,630 sqft
PITI Monthly
$2,678.73 /mo

Listing courtesy of: Kristal Rosciano, Redfin Corporation

Assumed Rate

6.26%
7.15%

Principal & Interest

$2,140 /mo
$2,345 /mo

What's Special

DINING
SPACIOUS
MOVE-IN READY
MODERN
WALK-IN CLOSET
MOUNTAIN VIEWS

A better-than-new Moonstone plan, beautifully transformed with nearly $100K in premium upgrades. The owners have spared no expense, adding Anderson windows, upgraded carpeting with premium padding, NEW wood floors, upgraded appliances, wood blinds, and fresh interior paint. Thoughtful finishes like new ceiling fans, modern kitchen hardware, and updated lighting elevate this home far beyond a standard builder spec--this one truly has it all! The open-concept main floor features an open great room that seamlessly connects to the kitchen, complete with a center island and adjacent dining area--perfect for entertaining or casual meals. A secluded study and a nearby powder room near the entryway provide an ideal setup for work or relaxation. Upstairs, you'll discover four generous bedrooms, a flexible loft space, and owner's suite with a spa-like bath and spacious walk-in closet. The backyard is a blank canvas with decorative gravel, ideal for adding a pool with breathtaking mountain views as your backdrop, you'll enjoy privacy and natural beauty year-round. With its exceptional upgrades, this home is move-in ready and perfect for creating lasting memories.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.26
Remaining Loan Term
28 years, 0 months
Monthly PITI
$2,678.73/mo
Estimated Loan Balance
$340,943
Cash to close
$89,512
Interest Paid
$42,969

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2022
Details
  • Builder: Richmond American

Community & HOA

Community
  • Subdivision: CROSS CREEK RANCH 1 PHASES 1-5
  • Features: Playground
HOA
  • Has HOA: Yes
  • HOA Name: Cross Creek Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $45
  • HOA Frequency: $Monthly
Location
  • Region: Coolidge

Financial Details

  • Price per Sqft: $163.12
  • Tax Annual Amount: $1719
  • On Market Date: 2025-01-28T19:50:13.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $89,512 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $89,512!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$339,488
Your Cash$89,512
Total Purchase Price:$429,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$2,140/mo
Traditional @ 7.5%
$2,345/mo
You save $206/month ($2,467/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6811806

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-03T21:30:34.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.26%
7.15%

Principal & Interest

$2,140 /mo
$2,345 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $89,512 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $89,512!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$339,488
Your Cash$89,512
Total Purchase Price:$429,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$2,140/mo
Traditional @ 7.5%
$2,345/mo
You save $206/month ($2,467/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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