$239,900
($101,259 down)1342 Cottage Drive, Stillwater, MN 55082
PITI Monthly
Listing courtesy of: , Real Broker, LLC
Assumed Rate
4.64%
7.15%Principal & Interest
$799 /mo
$1,048 /moWhat's Special
Welcome to your next home in Stillwater! This move-in ready 1,171 sq/ft townhome offers 2 bedrooms and 2 bathrooms in a highly desirable location. Featuring new main level flooring and fresh interior paint throughout, this property showcases an inviting open kitchen with breakfast bar. Upstairs, you'll find two spacious bedrooms, each with walk-in closets, plus convenient second-floor laundry. Exterior updates include roof and siding within the past decade. Perfectly positioned for commuters with quick Highway 36 access, just 2 miles from Downtown Stillwater's shops and restaurants. Enjoy nearby parks, schools, and walkable amenities in this growing community.
Assumption Snapshot
Type of Loan
FHA
Interest Rate
4.64
Remaining Loan Term
23 years, 11 months
Monthly PITI
$1,239.99/mo
Estimated Loan Balance
$148,411
Cash to close
$101,259
Interest Paid
$41,568
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
Cooling & Heating
- Cooling: Central Air
- Heating: Forced Air
Features
- Materials: Aluminum Siding, Brick/Stone
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: Unknown
- Flooring: Unknown
Exterior
Fencing
- Fencing: Unknown
Roof
- Roof: Unknown
Parking
- Garage: Yes
- Garage Spaces: 1
- Carport: No
- Carport Spaces:
Water
- Sewer: City Sewer - In Street
- Water Source: City Water - In Street
Pool
- Has Pool: No
- Pool Features: Unknown
Construction
Type & Style
- Stories:
- Home type: Townhouse Quad/4 Corners
- Architectural Style: Unknown
Materials
- Aluminum Siding, Brick/Stone
- Roof: Unknown
Condition
- Year Built: 1991
Details
- Builder:
Community & HOA
Community
- Subdivision: Condo 65 Orleans Terrace 01
- Features: None
HOA
- Has HOA: Yes
- HOA Name: Orleans Terrace HOA
- HOA Amenities: Unknown
- HOA Fee: $254
- HOA Frequency: $Monthly
Location
- Region: Stillwater
Financial Details
- Price per Sqft: $204.87
- Tax Annual Amount: $2173
- On Market Date: 2025-03-11T00:00:00.000Z
Inquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $101,259!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: NST6683365
Listing From: northstar
Last updated: 2025-03-28T20:02:03.000Z
© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
4.64%
7.15%Principal & Interest
$799 /mo
$1,048 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $101,259!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000Resources
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