Laura Jewett

Laura Jewett

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$494,500

($102,734 down)
VA

1340 E Townley Avenue, Phoenix, AZ 85020

3
2
1,301 sqft
PITI Monthly
$2,487.57 /mo

Listing courtesy of: Jose Balderrama Chavarria, eXp Realty

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,192 /mo
$2,764 /mo

What's Special

LOCATION
SHOPPING

Come take a look at this fantastic home in a fantastic location. Only a few minutes drive to the 51 and the I-17. You'll also be near great parks and schools, restaurants, shopping, and more. Easy to maintain landscaping in the front yard and no maintenance landscaping in the backyard. You will actually spend a lot of time relaxing in the backyard of your new home with the sparking swimming pool and room to entertain. The kitchen has a breakfast bar, recessed lighting, contemporary cabinets, and wood countertops. Separate living & family rooms and good sized bedrooms. The first starter home if you're a first time buyer. Come take a look. You don't want to miss out on this one. We promise you won't be disappointed. Close to Sunnyslope High school, one of Phoenix best academic school

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$2,487.57/mo
Estimated Loan Balance
$392,891
Cash to close
$102,734
Interest Paid
$56,534

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Composition
Condition
  • Year Built: 1963
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: NORTHERN-AIRE ESTATES 2
  • Features: Near Bus Stop
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $380.09
  • Tax Annual Amount: $1552
  • On Market Date: 2025-03-09T16:40:02.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $102,734 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $102,734!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$391,766
Your Cash$102,734
Total Purchase Price:$494,500

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,192/mo
Traditional @ 7.5%
$2,867/mo
You save $675/month ($8,101/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6832733

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-01T13:34:18.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,192 /mo
$2,764 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $102,734 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $102,734!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$391,766
Your Cash$102,734
Total Purchase Price:$494,500

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,192/mo
Traditional @ 7.5%
$2,867/mo
You save $675/month ($8,101/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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