Laura Jewett

Laura Jewett

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Pending

$325,000

($108,943 down)
FHA

13372 Centola Road, Phelan, CA 92371

3
2
1,462 sqft
PITI Monthly
$1,638.25 /mo

Listing courtesy of: LINDA POPE, REALTY ONE GROUP EMPIRE

Assumed Rate

2.77%
7.15%

Principal & Interest

$977 /mo
$1,612 /mo

What's Special

WALK-IN CLOSET
PATIO

Welcome home to this peaceful 3-bedroom, 2-bathroom retreat, nestled on 2.3 fully fenced acres with a permanent foundation for lasting stability. Step onto the inviting front porch and patio, perfect for sipping sweet tea and watching the sunset. Inside, you'll find 1,462 sq. ft. of comfortable living space, featuring a large open kitchen ideal for gatherings, plus inside laundry for added convenience. The primary suite offers a walk-in closet and a bathroom with double sinks, creating a private haven. Need storage? This property includes both a storage shed and a storage container to keep your tools, toys, and equipment secure. With plenty of room for your recreational vehicles, you'll have space for RVs, boats, and all your outdoor gear. Enjoy the best of country living with room to spread out, bring your animals, or create your dream homestead.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.77
Remaining Loan Term
25 years, 9 months
Monthly PITI
$1,638.25/mo
Estimated Loan Balance
$217,010
Cash to close
$108,943
Interest Paid
$26,787

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: EvaporativeCooling, WallWindowUnits
  • Heating: Central, Propane
Features
  • Materials: Other
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: ChainLink
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: ManufacturedOnLand
  • Architectural Style: Traditional
Materials
  • Other
  • Roof: Composition
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: Phelan

Financial Details

  • Price per Sqft: $222.3
  • Tax Annual Amount: $4062.5
  • On Market Date: 2025-03-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $108,943 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $108,943!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$216,057
Your Cash$108,943
Total Purchase Price:$325,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$977/mo
Traditional @ 7.5%
$1,672/mo
You save $695/month ($8,340/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG25049460

Listing From:

Last updated: 2025-03-31T17:22:42.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$977 /mo
$1,612 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $108,943 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $108,943!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$216,057
Your Cash$108,943
Total Purchase Price:$325,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$977/mo
Traditional @ 7.5%
$1,672/mo
You save $695/month ($8,340/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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