Laura Jewett

Laura Jewett

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Closed

$234,900

($110,909 down)
FHA

13365 Europa Court N UNIT 5, Hugo, MN 55038

2
2
1,497 sqft
PITI Monthly
$1,139.36 /mo

Listing courtesy of: , Real Broker, LLC

Assumed Rate

3.47%
7.15%

Principal & Interest

$665 /mo
$1,005 /mo

What's Special

OPEN CONCEPT
ENTERTAINMENT
DINING
FIREPLACE
QUIET NEIGHBORHOOD
COZY

Welcome to 13365 Europa Court N #5, a sought after and quiet neighborhood of townhomes in the Hugo area. As you enter this beautifully maintained home you will be welcomed by a living space that centers on a gas fireplace and entertainment area, perfect for the cozy fall evenings that are on the way. Enjoy the open concept that allows for easy interaction with everyone on the main level. The separate kitchen and dining areas provide plenty of space for lots of activities. The 2-car “Tuckunder” Garage helps to maximize the square footage on the second level. Here, you will find additional living space with the loft, two generous sized (and freshly painted) bedrooms, and a full bathroom (updated nicely in 2023). There is also a separate laundry/mechanical room on the same level as both bedrooms. The dishwasher in the kitchen is newer and installed within the past year, the washing machine was purchased in 2023, and the refrigerator in the garage will stay with the home. Your next home is ready for you. We welcome you to schedule a showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.47
Remaining Loan Term
21 years, 9 months
Monthly PITI
$1,139.36/mo
Estimated Loan Balance
$163,402
Cash to close
$110,909
Interest Paid
$38,952

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Townhouse Side x Side
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Associa of MN
  • HOA Amenities: Unknown
  • HOA Fee: $323
  • HOA Frequency: $Monthly
Location
  • Region: Hugo

Financial Details

  • Price per Sqft: $156.91
  • Tax Annual Amount: $2622
  • On Market Date: 2024-09-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $110,909 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $110,909!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$123,991
Your Cash$110,909
Total Purchase Price:$234,900

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$665/mo
Traditional @ 7.5%
$1,042/mo
You save $377/month ($4,520/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6597527

Listing From: northstar

Last updated: 2024-12-16T16:40:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.47%
7.15%

Principal & Interest

$665 /mo
$1,005 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $110,909 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $110,909!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$123,991
Your Cash$110,909
Total Purchase Price:$234,900

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$665/mo
Traditional @ 7.5%
$1,042/mo
You save $377/month ($4,520/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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