Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Under Contract

$875,000

($224,019 down)
FHA

13328 Xanthia Street, Thornton, CO 80602

6
4
4,500 sqft
PITI Monthly
$5,563.56 /mo

Listing courtesy of: Kristine Nguyen, Brokers Guild Homes

Assumed Rate

6.99%
7.15%

Principal & Interest

$4,348 /mo
$4,419 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
LUXURY
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
FINISHED BASEMENT
HOME OFFICE
PATIO
LANDSCAPED
WALKING TRAILS
COZY

Welcome to this spacious and like-new home in the Timberleaf community, offering modern luxury, thoughtful upgrades, and the largest model available. With 6 bedrooms, 4 bathrooms, and over 4,600 square feet of living space, this home is designed for both comfort and convenience. The main level features an open floor plan with wider stairways and abundant natural light. The gourmet kitchen boasts custom cabinetry, quartz countertops, a large island, and a walk-in pantry, making it perfect for entertaining. Adjacent to the kitchen, the dining area offers beautiful backyard views, while the inviting living room centers around a cozy fireplace. A private office with French doors provides a quiet workspace, and a main-level guest bedroom and full bathroom add flexibility for visitors. Upstairs, the expansive primary suite is a true retreat with vaulted ceilings, a walk-in closet, and a luxurious 5-piece bath. Three additional bedrooms all feature generously sized closets and share a full bathroom with dual vanities. A spacious loft offers a second living area, playroom, or home office, and the laundry room is conveniently located near the bedrooms for added ease. The fully finished basement provides even more living space with a large rec room, an additional bedroom and a ¾ bathroom, along with ample storage. Outdoor living is just as impressive, with over $20,000 invested in backyard upgrades, including a beautifully landscaped yard, an expansive patio, and a fully fenced space for privacy and relaxation. The attached 3-car garage is finished and includes a newly installed EV charger. Located in a peaceful and scenic community, this home is within walking distance to local parks and walking trails, while also offering easy access to shopping, dining, and major highways for a seamless commute to Boulder and Denver.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.99
Remaining Loan Term
29 years, 5 months
Monthly PITI
$5,563.56/mo
Estimated Loan Balance
$651,534
Cash to close
$224,019
Interest Paid
$26,611

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 6
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room
  • Flooring: Carpet, Laminate, Tile, Vinyl

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 2022
Details
  • Builder: D.R. Horton, Inc

Community & HOA

Community
  • Subdivision: Timberleaf
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Timberleaf Metro District
  • HOA Amenities: Unknown
  • HOA Fee: $95
  • HOA Frequency: $Monthly
Location
  • Region: Thornton

Financial Details

  • Price per Sqft: $194.44
  • Tax Annual Amount: $8384
  • On Market Date: 2025-02-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $224,019 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $224,019!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.99% Sellers Rate
$650,981
Your Cash$224,019
Total Purchase Price:$875,000

Assumed vs Traditional Mortgage

Assumed @ 6.99%
$4,348/mo
Traditional @ 7.5%
$4,584/mo
You save $235/month ($2,823/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC2685860

Listing From: recolorado

Last updated: 2025-03-15T15:23:19.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.99%
7.15%

Principal & Interest

$4,348 /mo
$4,419 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $224,019 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $224,019!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.99% Sellers Rate
$650,981
Your Cash$224,019
Total Purchase Price:$875,000

Assumed vs Traditional Mortgage

Assumed @ 6.99%
$4,348/mo
Traditional @ 7.5%
$4,584/mo
You save $235/month ($2,823/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.