$1,275,000
($757,663 down)1330 Panorama Ridge Rd, Oceanside, CA 92056
PITI Monthly
Listing courtesy of: Olivier Ajdnik, Cal State Realty Services
Assumed Rate
3.18%
7.15%Principal & Interest
$2,465 /mo
$3,859 /moWhat's Special
PRIVATE AND BEAUTIFUL HOME IN OCEANSIDE - SPECTACULAR MOUNTAIN - CANYON VIEWS - BRIGHT AND OPEN FORMAL LIVING ROOM FEATURING TALL VAULTED CEILINGS - FORMAL DINING ROOM - ACCESS TO THE BACKYARD - STUNNING ARCHED DOORWAYS THROUGHOUT THE HOME - SPACIOUS KITCHEN - HUGE CENTER ISLAND - TONS OF STORAGE SPACE - GREAT NATURAL LIGHT IN THE FAMILY ROOM - COZY FIREPLACE - CUSTOM BUILT ENTERTAINMENT CENTER - DOWNSTAIR BEDROOM WITH BUILT-IN DESK AND BATHROOM - PERFECT FOR GUESTS - GORGEOUS PRIMARY BEDROOM INCLUDE A PRIVATE BALCONY - ENSUITE BATHROOM WITH A LARGE SOAKING TUB - DUAL VANITIES - EXTRA LARGE SHOWER - OVERSIZED WALK-IN CLOSET FEATURING CUSTOM BUILT- INS - LOFT COULD BE USED AS AN OFFICE SPACE OR ENTERTAINMENT ROOM - CONVENIENT SECOND FLOOR LAUNDRY ROOM -SECONDARY BEDROOMS WITH OVERSIZED WALK-IN CLOSETS AND ATTACHED FULL BATHROOMS - ENTERTAIN FRIENDS AND FAMILY IN THE LOVELY BACKYARD WITH PICTURESQUE VIEWS - PATIO - LOW MAINTENANCE TURF - HARDWOOD FLOORING - PLANTATION SHUTTERS - WROUGHT IRON STAIRWAYS - CROWN MOLDING THROUGHOUT - SOLAR ON PROPERTY - OVERSIZED 3-CAR GARAGE WITH AMPLE ROOM FOR STORAGE - WONDERFUL COMMUNITY - JUST MINUTES TO PARKS, POPULAR RESTAURANTS, HIKING TRAILING AND MORE! PRE HOME AND TERMITE REPORT AVAILABLE LOW WATER BILLS ( AVERAGE $100 / MONTH ) LOW SDGE COMBINED WITH SOLAR ( AVERAGE $150/ MONTH) PRIVATE AND BEAUTIFUL HOME IN OCEANSIDE - SPECTACULAR MOUNTAIN - CANYON VIEWS - BRIGHT AND OPEN FORMAL LIVING ROOM FEATURING TALL VAULTED CEILINGS - FORMAL DINING ROOM - ACCESS TO THE BACKYARD - STUNNING ARCHED DOORWAYS THROUGHOUT THE HOME - SPACIOUS KITCHEN - HUGE CENTER ISLAND - TONS OF STORAGE SPACE - GREAT NATURAL LIGHT IN THE FAMILY ROOM - COZY FIREPLACE - CUSTOM BUILT ENTERTAINMENT CENTER - DOWNSTAIR BEDROOM WITH BUILT-IN DESK AND BATHROOM - PERFECT FOR GUESTS - GORGEOUS PRIMARY BEDROOM INCLUDE A PRIVATE BALCONY - ENSUITE BATHROOM WITH A LARGE SOAKING TUB - DUAL VANITIES - EXTRA LARGE SHOWER - OVERSIZED WALK-IN CLOSET FEATURING CUSTOM BUILT- INS - LOFT COULD BE USED AS AN OFFICE SPACE OR ENTERTAINMENT ROOM - CONVENIENT SECOND FLOOR LAUNDRY ROOM -SECONDARY BEDROOMS WITH OVERSIZED WALK-IN CLOSETS AND ATTACHED FULL BATHROOMS - ENTERTAIN FRIENDS AND FAMILY IN THE LOVELY BACKYARD WITH PICTURESQUE VIEWS - PATIO - LOW MAINTENANCE TURF - HARDWOOD FLOORING - PLANTATION SHUTTERS - WROUGHT IRON STAIRWAYS - CROWN MOLDING THROUGHOUT - SOLAR ON PROPERTY - OVERSIZED 3-CAR GARAGE WITH AMPLE ROOM FOR STORAGE - WONDERFUL COMMUNITY - JUST MINUTES TO PARKS, POPULAR RESTAURANTS, HIKING TRAILING AND MORE! PRE HOME AND TERMITE REPORT AVAILABLE LOW WATER BILLS ( AVERAGE $100 / MONTH ) LOW SDGE COMBINED WITH SOLAR ( AVERAGE $150/ MONTH)
Assumption Snapshot
Type of Loan
VA
Interest Rate
3.18
Remaining Loan Term
25 years, 6 months
Monthly PITI
$4,092.73/mo
Estimated Loan Balance
$519,515
Cash to close
$757,663
Interest Paid
$77,984
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
Cooling & Heating
- Cooling: CentralAir, Gas
- Heating: ForcedAir, Fireplaces, NaturalGas
Features
- Materials: Stucco
- Community: Unknown
- Has Fireplace: Yes
- Fireplace Features: LivingRoom
- Flooring: Wood
Exterior
Fencing
- Fencing: None
Roof
- Roof: Unknown
Parking
- Garage: Yes
- Garage Spaces: 3
- Carport: No
- Carport Spaces:
Water
- Sewer: Unknown
- Water Source: Unknown
Pool
- Has Pool: No
- Pool Features: None
Construction
Type & Style
- Stories: 2
- Home type: SingleFamilyResidence
- Architectural Style: Unknown
Materials
- Stucco
- Roof: Unknown
Condition
- Year Built: 2004
Details
- Builder:
Community & HOA
Community
- Subdivision: Oceanside
- Features: Unknown
HOA
- Has HOA: Yes
- HOA Name: Panorama Ridge
- HOA Amenities: Unknown
- HOA Fee: $217
- HOA Frequency: $Monthly
Location
- Region: Oceanside
Financial Details
- Price per Sqft: $383.92
- Tax Annual Amount: $15937.5
- On Market Date: 2025-03-19T00:00:00.000Z
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Loan Breakdown
Assumed vs Traditional Mortgage
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MLS ID: 250021935SD
Listing From:
Last updated: 2025-03-26T23:33:32.000Z
© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
3.18%
7.15%Principal & Interest
$2,465 /mo
$3,859 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $757,663!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
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Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000Resources
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