Laura Jewett

Laura Jewett

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Closed

$980,000

($394,366 down)
VA

13306 Ricks Ranch Rd, Valley Center, CA 92082

4
4
2,358 sqft
PITI Monthly
$4,250.27 /mo

Listing courtesy of: Knute Brookshier, Compass

Assumed Rate

3.72%
7.15%

Principal & Interest

$3,014 /mo
$4,411 /mo

What's Special

ENTERTAINMENT
SPACIOUS
MODERN
DECK
PATIO
COZY

Ranch Home with 2 Guest Houses on 6.21 Acres Nestled at the end of a private road, this gated property offers the perfect blend of country living and year-round entertainment. Ideal for horse lovers and pool enthusiasts, this equestrian-friendly estate boasts a stunning pool and spa, along with breathtaking views. The entire property is powered by paid off solar to help offset bill. The 1,008 sqft main ranch house features 2 bedrooms, 1 bathroom, a spacious living room, and a large eat-in kitchen. Modern comforts with a rustic charm. Guest House 1 (750 sqft) is a manufactured home with its own private driveway, wrap-around deck, and a separate storage room. Inside, you'll find a cozy living area, a full kitchen, 1 bedroom, a full bath, and an additional room perfect for an office. Guest House 2 (600 sqft) offers a generous living space, 1 bedroom, 1 bathroom, and private entrances leading to a covered patio with views of the corrals and orchard. A perfect sanctuary for those seeking privacy, space, and the ultimate in country living!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.72
Remaining Loan Term
24 years, 5 months
Monthly PITI
$4,250.27/mo
Estimated Loan Balance
$590,390
Cash to close
$394,366
Interest Paid
$128,396

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: ForcedAir, Propane
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: InGround

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1960
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Valley Center
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Valley Center

Financial Details

  • Price per Sqft: $415.61
  • Tax Annual Amount: $12250
  • On Market Date: 2024-10-31T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $394,366 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $394,366!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.72% Sellers Rate
$585,634
Your Cash$394,366
Total Purchase Price:$980,000

Assumed vs Traditional Mortgage

Assumed @ 3.72%
$3,014/mo
Traditional @ 7.5%
$4,576/mo
You save $1,562/month ($18,745/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240025728SD

Listing From:

Last updated: 2025-02-06T21:13:59.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.72%
7.15%

Principal & Interest

$3,014 /mo
$4,411 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $394,366 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $394,366!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.72% Sellers Rate
$585,634
Your Cash$394,366
Total Purchase Price:$980,000

Assumed vs Traditional Mortgage

Assumed @ 3.72%
$3,014/mo
Traditional @ 7.5%
$4,576/mo
You save $1,562/month ($18,745/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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