Laura Jewett

Laura Jewett

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Closed

$405,000

($185,236 down)
FHA

13305 N 144TH Drive, Surprise, AZ 85379

3
2
1,461 sqft
PITI Monthly
$1,616.4 /mo

Listing courtesy of: Ailin Sidney, Citiea

Assumed Rate

3.61%
7.15%

Principal & Interest

$1,118 /mo
$1,659 /mo

What's Special

OPEN CONCEPT
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
COMMUNITY POOL

One of the largest lots in Homestead at Marley Park, featuring a spacious 10-foot RV gate and a full driveway! This stunning home offers an open concept design with abundant natural light and fresh, new paint throughout. The kitchen is complete with a gas stove, granite countertops, an added backsplash, stainless steel appliances, espresso cabinets, and a pantry for plenty of storage. Ceiling fans are installed throughout for added comfort. The primary suite is a standout with a custom-made accent door leading to a luxurious bathroom. Enjoy dual sinks, an extra-large shower, and walk-in closet. The backyard is a private oasis, featuring gravel landscaping and expansive side yards—20 feet on one side and 30 feet on the other. Plus, the home is just a walk away from the community pool!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.61
Remaining Loan Term
24 years, 7 months
Monthly PITI
$1,616.4/mo
Estimated Loan Balance
$222,027
Cash to close
$185,236
Interest Paid
$45,488

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring:

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile, Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile, Concrete
Condition
  • Year Built: 2019
Details
  • Builder: Meritage Homes

Community & HOA

Community
  • Subdivision: HOMESTEAD AT MARLEY PARK PHASE 4 & 5 PARCEL 9
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Homestead at Marley
  • HOA Amenities: Unknown
  • HOA Fee: $125
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $277.21
  • Tax Annual Amount: $2096
  • On Market Date: 2025-01-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $185,236 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $185,236!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$219,764
Your Cash$185,236
Total Purchase Price:$405,000

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$1,118/mo
Traditional @ 7.5%
$1,720/mo
You save $603/month ($7,231/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6803873

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-28T09:11:05.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.61%
7.15%

Principal & Interest

$1,118 /mo
$1,659 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $185,236 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $185,236!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$219,764
Your Cash$185,236
Total Purchase Price:$405,000

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$1,118/mo
Traditional @ 7.5%
$1,720/mo
You save $603/month ($7,231/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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