Laura Jewett

Laura Jewett

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Pending

$799,000

($493,273 down)
FHA

1329 Debenmark Place, San Diego, CA 92154

5
3
1,812 sqft
PITI Monthly
$3,231.75 /mo

Listing courtesy of: Danny Ballesteros, CA-RES

Assumed Rate

4.13%
7.15%

Principal & Interest

$1,905 /mo
$2,653 /mo

What's Special

FRESH PAINT
CUL-DE-SAC
NO HOA

Beautiful 5 Bedrooms 2.5 Baths Property with 1812 SF., Master Bedroom with private bathroom, conveniently located in a Cul-de-sac, with easy access to freeways 905 and 5, Move in ready Condition, fresh paint throughout, ample back yard equipped with a XL shed for storage, property completely fenced, no HOA or MELLO ROOS!! perfect for first time buyers!!!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.13
Remaining Loan Term
19 years, 5 months
Monthly PITI
$3,231.75/mo
Estimated Loan Balance
$309,946
Cash to close
$493,273
Interest Paid
$154,007

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Vinyl

Exterior

Fencing
  • Fencing: AverageCondition, Block, Security, StuccoWall, WroughtIron
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Suburban
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $440.95
  • Tax Annual Amount: $9987.5
  • On Market Date: 2025-03-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $493,273 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $493,273!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.13% Sellers Rate
$305,727
Your Cash:$493,273
Total Purchase Price:$799,000

Assumed vs Traditional Mortgage

Assumed @ 4.13%
$1,905/mo
Traditional @ 7.5%
$2,752/mo
You save $847/month ($10,163/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501587

Listing From:

Last updated: 2025-03-28T16:56:51.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.13%
7.15%

Principal & Interest

$1,905 /mo
$2,653 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $493,273 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $493,273!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.13% Sellers Rate
$305,727
Your Cash:$493,273
Total Purchase Price:$799,000

Assumed vs Traditional Mortgage

Assumed @ 4.13%
$1,905/mo
Traditional @ 7.5%
$2,752/mo
You save $847/month ($10,163/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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