Laura Jewett

Laura Jewett

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Pending

$889,000

($285,993 down)
FHA

13265 Lindo Ln, Lakeside, CA 92040

6
3
2,931 sqft
PITI Monthly
$3,365.66 /mo

Listing courtesy of: David George, First Wave Properties

Assumed Rate

2.77%
7.15%

Principal & Interest

$2,684 /mo
$4,430 /mo

What's Special

DINING
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
SEPARATE SHOWER
PATIO

Large single-level home featuring beautiful open floor plan with vaulted ceilings and lots of natural light. With 5 bedrooms and 1 optional bedroom/office, and 3 full bathrooms, this ranch-style home will welcome you with space for all. Sitting on over a third of an acre, enjoy views of the surrounding mountains and evening city lights. Kitchen features large granite island, double oven, dining area, great room with fireplace and separate laundry/utility room. Master bedroom has a large master bath with a jacuzzi tub, separate shower, dual sinks, sizable walk-in closet and French doors that open to the outdoors and a private patio area. Multiple outdoor areas to accommodate any hobby or activity, perfect for entertaining or just relaxing. Room for a boat or RV in oversized driveway complete with EV charging. New HVAC system installed 2 years ago. Brand new water heater. Reverse osmosis water filtration system.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.77
Remaining Loan Term
25 years, 10 months
Monthly PITI
$3,365.66/mo
Estimated Loan Balance
$605,583
Cash to close
$285,993
Interest Paid
$72,261

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 6
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1949
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Lakeside
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Lakeside

Financial Details

  • Price per Sqft: $303.31
  • Tax Annual Amount: $
  • On Market Date: 2024-07-24T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $285,993 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $285,993!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$603,007
Your Cash$285,993
Total Purchase Price:$889,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$2,684/mo
Traditional @ 7.5%
$4,595/mo
You save $1,910/month ($22,925/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240017132SD

Listing From:

Last updated: 2024-10-08T18:34:41.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$2,684 /mo
$4,430 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $285,993 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $285,993!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$603,007
Your Cash$285,993
Total Purchase Price:$889,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$2,684/mo
Traditional @ 7.5%
$4,595/mo
You save $1,910/month ($22,925/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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