Laura Jewett

Laura Jewett

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Closed

$349,900

($228,134 down)
FHA

13232 Saratoga Lane N, Champlin, MN 55316

3
2
1,877 sqft
PITI Monthly
$1,282.17 /mo

Listing courtesy of: , Counselor Realty, Inc

Assumed Rate

4.38%
7.15%

Principal & Interest

$762 /mo
$1,031 /mo

What's Special

REMODELED
DINING
STAINLESS STEEL APPLIANCES
PATIO
AFFORDABLE

Welcome to 13232 Saratoga Lane this 3 Bedroom, 2 bath rambler will delight you with all the updating that has been done. Large living room with brand new carpeting and entry doors. Informal dining area off the kitchen with newer ceramic tiled floor, atrium door that opens out to a aggregate cement patio. Lots of oak cabinetry with glass paneled uppers for displays, ceramic tiled floor, stainless steel appliances and ceramic tiled backsplash for easy care and clean. There is 3 bedrooms and a full bath on the main level with new paneled doors. Remodeled basement with large rec and family room spaces for the gatherings or entertaining. There is a non-conforming 4th bedroom in the basement that needs a new egress to meet current codes. There is also and a 3/4 bath in the basement. The furnace and A/C unit have been replaced along with upgrading the attic insulation which provides for more affordable heating bills. Huge concrete driveway for parking all your vehicles, 26x24 garage with newer garage doors and a 90 amp electrical service that has an RV/EV circuit. The sellers will include the hot tub with an acceptable offer. The roof, soffits, fascia, gutters and door and window wrapping was all new in 2023. Come view this desirable rambler and see why you will want to call it your new home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.38
Remaining Loan Term
19 years, 5 months
Monthly PITI
$1,282.17/mo
Estimated Loan Balance
$135,479
Cash to close
$228,134
Interest Paid
$63,725

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Metal Siding, Vinyl Siding, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Metal Siding, Vinyl Siding, Wood Siding
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Condition
  • Year Built: 1976
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Edgewater Gardens
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Champlin

Financial Details

  • Price per Sqft: $186.41
  • Tax Annual Amount: $3139
  • On Market Date: 2024-09-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $228,134 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $228,134!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.38% Sellers Rate
$121,766
Your Cash:$228,134
Total Purchase Price:$349,900

Assumed vs Traditional Mortgage

Assumed @ 4.38%
$762/mo
Traditional @ 7.5%
$1,069/mo
You save $307/month ($3,681/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6599082

Listing From: northstar

Last updated: 2024-10-31T15:11:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.38%
7.15%

Principal & Interest

$762 /mo
$1,031 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $228,134 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $228,134!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.38% Sellers Rate
$121,766
Your Cash:$228,134
Total Purchase Price:$349,900

Assumed vs Traditional Mortgage

Assumed @ 4.38%
$762/mo
Traditional @ 7.5%
$1,069/mo
You save $307/month ($3,681/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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