Laura Jewett

Laura Jewett

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Under Contract

$449,000

($87,314 down)
VA

13232 W IRONWOOD Street, Surprise, AZ 85374

4
3
2,118 sqft
PITI Monthly
$1,913.37 /mo

Listing courtesy of: Michelle Haruzi, eXp Realty

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,653 /mo
$2,614 /mo

What's Special

SPACIOUS
VAULTED CEILINGS
PATIO
COZY

Welcome to this beautiful 4-BR, 3-BA home offering the perfect blend of comfort, style, and functionality. The living room and kitchen feature vaulted ceilings, creating a sense of grandeur. The inviting living room is the perfect place to unwind after a long day, with a cozy step-down design that's ideal for gathering with family. The guest room, conveniently located downstairs, has a private 3/4 bath across the hall. Upstairs, find three spacious bedrooms, offering room for rest and relaxation. Enjoy Arizona living with solar energy, a private play pool, and a covered patio. RV parking with an RV gate for your recreational vehicles. The spacious kitchen is ready for your culinary creations! Don't miss your chance to own this wonderful home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.1
Remaining Loan Term
26 years, 10 months
Monthly PITI
$1,913.37/mo
Estimated Loan Balance
$362,402
Cash to close
$87,314
Interest Paid
$36,767

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Sewer in & Cnctd, Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Play Pool, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 1998
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: DAVE BROWN AT WEST POINT
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: West Point Towne Ctr
  • HOA Amenities: Unknown
  • HOA Fee: $180
  • HOA Frequency: $Quarterly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $211.99
  • Tax Annual Amount: $1330
  • On Market Date: 2025-02-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $87,314 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $87,314!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$361,686
Your Cash$87,314
Total Purchase Price:$449,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,653/mo
Traditional @ 7.5%
$2,711/mo
You save $1,059/month ($12,704/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6824761

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-19T19:35:05.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,653 /mo
$2,614 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $87,314 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $87,314!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$361,686
Your Cash$87,314
Total Purchase Price:$449,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,653/mo
Traditional @ 7.5%
$2,711/mo
You save $1,059/month ($12,704/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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