Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$475,000

($215,804 down)
FHA

13228 Europa Bay N, Hugo, MN 55038

3
3
2,646 sqft
PITI Monthly
$1,978.64 /mo

Listing courtesy of: , Coldwell Banker Realty

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,157 /mo
$1,877 /mo

What's Special

PATIO
CUL-DE-SAC

Large detached townhome on dead end cul-de-sac with southwest exposure overlooking pond and open space with wildlife. New Rheem Furnace installed In early 2024. New 100-gallon Hot Water Heater installed for large master bathtub. Stair Lift to lower lever with remote control. California Closet Bedroom. Sellers have closet doors saved for all closets. Wooden blinds on all windows and patio door. Carpet replaced on main floor in 2017. New paint in master BR and LR 2024. Many ceiling fans. Exclude Washer & Dryer.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.9
Remaining Loan Term
26 years, 7 months
Monthly PITI
$1,978.64/mo
Estimated Loan Balance
$303,395
Cash to close
$215,804
Interest Paid
$26,548

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Townhouse Detached
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Townhomes Of Bald Eagle Lake
  • Features: Stair Lift, Soaking Tub
HOA
  • Has HOA: Yes
  • HOA Name: Keller Properties
  • HOA Amenities: Unknown
  • HOA Fee: $315
  • HOA Frequency: $Monthly
Location
  • Region: Hugo

Financial Details

  • Price per Sqft: $179.52
  • Tax Annual Amount: $5498
  • On Market Date: 2024-12-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $215,804 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $215,804!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$259,196
Your Cash$215,804
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,157/mo
Traditional @ 7.5%
$1,947/mo
You save $790/month ($9,484/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6639922

Listing From: northstar

Last updated: 2025-01-05T18:17:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,157 /mo
$1,877 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $215,804 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $215,804!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$259,196
Your Cash$215,804
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,157/mo
Traditional @ 7.5%
$1,947/mo
You save $790/month ($9,484/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.