Laura Jewett

Laura Jewett

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Closed

$350,000

($168,190 down)
FHA

13227 W BANFF Lane, Surprise, AZ 85379

3
2
1,446 sqft
PITI Monthly
$1,312.22 /mo

Listing courtesy of: George Laughton, My Home Group Real Estate

Assumed Rate

3.77%
7.15%

Principal & Interest

$937 /mo
$1,363 /mo

What's Special

SPACIOUS
GRANITE COUNTERTOPS
WALK-IN CLOSET
PATIO
LANDSCAPED
CHARMING
COZY

This freshly painted 3-bedroom, 2-bathroom home in a charming neighborhood is a homeowner's dream! Step into the inviting great room, featuring high ceilings and vibrant paint colors that create a lively, welcoming atmosphere. The kitchen is both functional and stylish, offering granite countertops, ample cabinetry, a pantry, and a breakfast bar, along with a cozy eat-in area. The primary bedroom is a retreat of its own, boasting elegant wood flooring, a bay window, and a spacious walk-in closet. Outside, the covered patio provides the perfect spot to relax while overlooking a low-maintenance desert landscaped yard, enclosed by block fencing for added privacy. This home is a perfect blend of style, comfort, and convenience, waiting for you to make it yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.77
Remaining Loan Term
24 years, 5 months
Monthly PITI
$1,312.22/mo
Estimated Loan Balance
$187,505
Cash to close
$168,190
Interest Paid
$40,217

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2001
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: ROSEVIEW UNIT 2
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Roseview HOA
  • HOA Amenities: Unknown
  • HOA Fee: $123
  • HOA Frequency: $Quarterly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $242.05
  • Tax Annual Amount: $991
  • On Market Date: 2024-08-23T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $168,190 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $168,190!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.77% Sellers Rate
$181,810
Your Cash$168,190
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 3.77%
$937/mo
Traditional @ 7.5%
$1,414/mo
You save $477/month ($5,722/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6745135

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-09-26T23:03:29.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.77%
7.15%

Principal & Interest

$937 /mo
$1,363 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $168,190 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $168,190!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.77% Sellers Rate
$181,810
Your Cash$168,190
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 3.77%
$937/mo
Traditional @ 7.5%
$1,414/mo
You save $477/month ($5,722/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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