Laura Jewett

Laura Jewett

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Closed

$799,999

($252,079 down)
FHA

1321 Country Club Drive, Escondido, CA 92029

4
1
1,400 sqft
PITI Monthly
$3,255.98 /mo

Listing courtesy of: Jim Bottrell, eXp Realty Greater Los Angeles

Assumed Rate

3.27%
7.15%

Principal & Interest

$2,615 /mo
$4,048 /mo

What's Special

Come see this great single-level 4 bedroom home sitting on a flat and usable .5 acres, in the desirable Eden Valley Unincorporated community. Enjoy country living in the city, with the property Zoned A70 to allow for agricultural use, and with plenty of space for an ADU, and all the potential for rental and agricultural business income. Boasting two gated entrances with a circular driveway, the property features RV access and parking, with TWO trailer hookup sites: The first has a crushed gravel pad with full hookups (water, electric & sewer) and is suitable for guests or long-term stays. The second has water and electric hookups, but can be tied to the sewer system easily. With Solar and energy-saving dual pane windows, the home features 3-zoned HVAC (including the garage/bonus room), and a HALO whole house water filtration system. With a functional Chicken Coop and Animal Pen, the property has a large anti-gopher-lined garden space, Pomegranate grove with room for a bistro table or children’s play equipment, and a large shade-giving palm tree, recently trimmed, as well as 4 large Lifetime Sheds. An above ground pool with a newer pump and filter conveys, and the garage has been converted to a laundry and bonus room with air and vinyl flooring. This gem is a must-see property with unlimited potential.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.27
Remaining Loan Term
25 years, 6 months
Monthly PITI
$3,255.98/mo
Estimated Loan Balance
$552,376
Cash to close
$252,079
Interest Paid
$84,173

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: WoodBurning
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: AboveGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1957
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: Escondido

Financial Details

  • Price per Sqft: $571.43
  • Tax Annual Amount: $9999.99
  • On Market Date: 2024-10-31T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $252,079 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $252,079!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.27% Sellers Rate
$547,920
Your Cash$252,079
Total Purchase Price:$799,999

Assumed vs Traditional Mortgage

Assumed @ 3.27%
$2,615/mo
Traditional @ 7.5%
$4,199/mo
You save $1,584/month ($19,006/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2409638

Listing From:

Last updated: 2025-02-20T17:40:21.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.27%
7.15%

Principal & Interest

$2,615 /mo
$4,048 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $252,079 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $252,079!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.27% Sellers Rate
$547,920
Your Cash$252,079
Total Purchase Price:$799,999

Assumed vs Traditional Mortgage

Assumed @ 3.27%
$2,615/mo
Traditional @ 7.5%
$4,199/mo
You save $1,584/month ($19,006/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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