Laura Jewett

Laura Jewett

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Closed

$779,000

($324,867 down)
FHA

13212 Midnight Star Way, Lakeside, CA 92040

3
3
1,748 sqft
PITI Monthly
$3,642.87 /mo

Listing courtesy of: Esmeralda Caballero, ShoppingSDHouses

Assumed Rate

3.45%
7.15%

Principal & Interest

$2,257 /mo
$3,415 /mo

What's Special

SERENE
SPACIOUS
WALK-IN CLOSET
MASTER SUITE
SOAKING TUB
PLAYGROUND
EFFICIENT

Experience the ease of living in this impressive, energy-efficient corner unit townhome located in the highly sought-after Boulder Point community. Upon entry, you are greeted by a welcoming atmosphere. The open-concept first floor features soaring ceilings and a beautifully upgraded kitchen, complete with spacious crisp white cabinetry, an inviting island ideal for entertaining, and sliding glass doors that fill the space with natural light and fresh air. Step outside to enjoy your private, upgraded backyard, designed with stamped concrete, durable turf, and a built-in umbrella, perfect for savoring the beautiful San Diego climate. The upstairs master suite offers a serene retreat with its own private bath, featuring an enclosed shower, separate soaking tub, and a generous walk-in closet. Just down the hall, you'll find a loft wired for home theater capabilities, making it perfect for movie nights. This townhome provides ample storage solutions, including under-stair storage and a spacious laundry room, in addition to a two-car garage accessible directly from the unit. Situated in a desirable neighborhood, residents enjoy access to playgrounds, as well as nearby hiking, biking, and fishing opportunities. This property is perfect for anyone seeking a blend of comfort and an active lifestyle.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
25 years, 1 months
Monthly PITI
$3,642.87/mo
Estimated Loan Balance
$478,726
Cash to close
$324,867
Interest Paid
$81,601

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Dual
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2015
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs
HOA
  • Has HOA: Yes
  • HOA Name: Prime Association
  • HOA Amenities: Unknown
  • HOA Fee: $215
  • HOA Frequency: $Monthly
Location
  • Region: Lakeside

Financial Details

  • Price per Sqft: $445.65
  • Tax Annual Amount: $9737.5
  • On Market Date: 2025-03-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $324,867 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $324,867!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$454,133
Your Cash$324,867
Total Purchase Price:$779,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$2,257/mo
Traditional @ 7.5%
$3,543/mo
You save $1,286/month ($15,433/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501584

Listing From:

Last updated: 2025-03-12T12:38:18.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$2,257 /mo
$3,415 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $324,867 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $324,867!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$454,133
Your Cash$324,867
Total Purchase Price:$779,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$2,257/mo
Traditional @ 7.5%
$3,543/mo
You save $1,286/month ($15,433/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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