Laura Jewett

Laura Jewett

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$789,000

($136,724 down)
FHA

1320 E Camino Amapola, Palm Springs, CA 92264

3
3
1,466 sqft
PITI Monthly
$5,486.83 /mo

Listing courtesy of: Channon Lamb, Berkshire Hathaway Homeservices California Realty

Assumed Rate

6.5%
7.15%

Principal & Interest

$4,142 /mo
$4,426 /mo

What's Special

SERENE
SPACIOUS
MOVE-IN READY
MATURE TREES
CHARMING
COZY
INCOME POTENTIAL

Lucrative Duplex Rental Opportunity in the Heart of South Palm Springs Discover the perfect blend of charm, versatility, and income potential with this delightful duplex, ideally situated in the desirable Warm Sands neighborhood of South Palm Springs. Beyond the gated courtyard, you are welcomed by lush landscaping, mature trees, and inviting outdoor seating areas—setting the stage for serene desert living. This R2-zoned property currently offers two separate units, presenting a variety of living and investment options. The first is a spacious 2-bedroom, 2-bathroom unit, and the second is a cozy 1-bedroom, 1-bathroom unit—each featuring private entrances, full kitchens, dedicated parking, and individual courtyards. Both spaces are filled with natural light, boasting Spanish tile floors, warm wood accents, and an airy, tranquil ambiance. Live in one unit and rent out the other for passive income, create a dedicated guest suite, or easily reconfigure the layout into one expansive single-family home. The generously sized backyard offers plenty of potential—envision a pool, spa, or lush garden retreat to complement your lifestyle. This property is truly move-in ready, having been lovingly maintained and self-managed by the current owner. The duplex offers multiple income streams—whether you choose to continue with short-term vacation rentals, long-term leases, or a combination of both. Located just minutes from downtown Palm Springs, you'll enjoy convenient access to vibrant shops, restaurants, parks, and trails. This rare opportunity blends personal comfort with investment potential in one of Palm Springs’ most sought-after neighborhoods. Don’t miss your chance to make this charming duplex your next home or income property—schedule a private showing today! Buyer to verify all zoning and rental regulations for intended use.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.5
Remaining Loan Term
29 years, 6 months
Monthly PITI
$5,486.83/mo
Estimated Loan Balance
$652,881
Cash to close
$136,724
Interest Paid
$21,248

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Privacy, Wood
Roof
  • Roof: Foam, RolledHotMop
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Duplex
  • Architectural Style: Mediterranean
Materials
  • Stucco
  • Roof: Foam, RolledHotMop
Condition
  • Year Built: 1947
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Warm Sands
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Palm Springs

Financial Details

  • Price per Sqft: $538.2
  • Tax Annual Amount: $9862.5
  • On Market Date: 2025-02-19T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $136,724 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $136,724!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.5% Sellers Rate
$652,276
Your Cash$136,724
Total Purchase Price:$789,000

Assumed vs Traditional Mortgage

Assumed @ 6.5%
$4,142/mo
Traditional @ 7.5%
$4,591/mo
You save $449/month ($5,388/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG25034552

Listing From:

Last updated: 2025-04-03T23:04:49.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.5%
7.15%

Principal & Interest

$4,142 /mo
$4,426 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $136,724 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $136,724!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.5% Sellers Rate
$652,276
Your Cash$136,724
Total Purchase Price:$789,000

Assumed vs Traditional Mortgage

Assumed @ 6.5%
$4,142/mo
Traditional @ 7.5%
$4,591/mo
You save $449/month ($5,388/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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