Laura Jewett

Laura Jewett

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Closed

$600,000

($277,700 down)
FHA

1319 S Lincoln Street, Longmont, CO 80501

4
3
2,372 sqft
PITI Monthly
$2,522.48 /mo

Listing courtesy of: Joy Dysart, HomeSmart

Assumed Rate

4.07%
7.15%

Principal & Interest

$1,820 /mo
$2,553 /mo

What's Special

LOCATION
STAINLESS STEEL APPLIANCES
SHORT COMMUTE

Welcome home to this peaceful updated oasis steps from greenway with miles of walking/rolling path by Lefthand Creek. Updated kitchen new cabinets, backsplash to the ceiling, sink, and stainless steel appliances. Updated flooring, new lighting, all new interior and exterior pain. Enclosed porch area. Very close to parks, schools, and Longmont Rec Center. Easy short commute to Boulder as well! This home has a great natural feel and has lots of unique character in an awesome location.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.07
Remaining Loan Term
24 years, 3 months
Monthly PITI
$2,522.48/mo
Estimated Loan Balance
$343,195
Cash to close
$277,700
Interest Paid
$83,844

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick, Frame
  • Roof: Composition
Condition
  • Year Built: 1974
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Melody Valley
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Longmont

Financial Details

  • Price per Sqft: $252.95
  • Tax Annual Amount: $3216
  • On Market Date: 2024-06-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $277,700 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $277,700!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$322,300
Your Cash$277,700
Total Purchase Price:$600,000

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$1,820/mo
Traditional @ 7.5%
$2,648/mo
You save $828/month ($9,940/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC9702335

Listing From: recolorado

Last updated: 2024-10-01T18:08:22.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.07%
7.15%

Principal & Interest

$1,820 /mo
$2,553 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $277,700 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $277,700!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$322,300
Your Cash$277,700
Total Purchase Price:$600,000

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$1,820/mo
Traditional @ 7.5%
$2,648/mo
You save $828/month ($9,940/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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