Laura Jewett

Laura Jewett

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$448,000

($40,859 down)
VA

13194 W GELDING Circle, Surprise, AZ 85379

3
3
1,927 sqft
PITI Monthly
$2,124.18 /mo

Listing courtesy of: Barb Stott-Reyna, Home Realty

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,864 /mo
$2,948 /mo

What's Special

MINUTES AWAY
SHOPPING
DINING
MODERN
STAINLESS STEEL APPLIANCES
FIREPLACE
PATIO
PRIVATE BACKYARD
FAMILY-FRIENDLY
COZY

Welcome to your move-in-ready dream home! This beautifully maintained home is in a family-friendly neighborhood; minutes from shopping and dining. The new Prasada shopping area is 10 minutes away as well as the Surprise Spring training facility. The kitchen features brand new stainless steel appliances, granite countertops along with ample cabinet space and center island. The cozy living room boasts a fireplace and large tv. This home has been freshly painted inside and out and has new modern fixtures throughout. The private backyard has a covered patio, beautiful pool, and has plenty of space for entertaining. The lush landscaping makes this a tropical oasis. There is also a side gate and drive to pull in a trailer! This home has everything you need and more!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.1
Remaining Loan Term
26 years, 10 months
Monthly PITI
$2,124.18/mo
Estimated Loan Balance
$407,951
Cash to close
$40,859
Interest Paid
$41,470

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted, Stone
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Gas
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile, Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Other
Materials
  • Stucco, Wood Frame, Painted, Stone
  • Roof: Tile, Concrete
Condition
  • Year Built: 2000
Details
  • Builder: Hacienda LLC

Community & HOA

Community
  • Subdivision: ROSEVIEW UNIT 3
  • Features: Playground
HOA
  • Has HOA: Yes
  • HOA Name: First Service Reside
  • HOA Amenities: Unknown
  • HOA Fee: $138
  • HOA Frequency: $Quarterly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $232.49
  • Tax Annual Amount: $1323
  • On Market Date: 2025-03-29T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $40,859 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $40,859!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$407,141
Your Cash$40,859
Total Purchase Price:$448,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,864/mo
Traditional @ 7.5%
$3,058/mo
You save $1,194/month ($14,329/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6840700

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-03T15:12:10.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,864 /mo
$2,948 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $40,859 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $40,859!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$407,141
Your Cash$40,859
Total Purchase Price:$448,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,864/mo
Traditional @ 7.5%
$3,058/mo
You save $1,194/month ($14,329/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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