Laura Jewett

Laura Jewett

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Closed

$274,900

($86,221 down)
FHA

1317 Natures Trail, Alexandria, MN 56308

4
2
1,888 sqft
PITI Monthly
$1,371.37 /mo

Listing courtesy of: , Central MN Realty LLC

Assumed Rate

2.89%
7.15%

Principal & Interest

$857 /mo
$1,393 /mo

What's Special

ENTERTAINMENT
DINING
SPACIOUS
DECK

Welcome home! This beautiful 4-bedroom, 2-bathroom residence offers a perfect blend of comfort, style, and versatility. The upper level features an open-concept kitchen, dining, and living area with stylish wood plank floors, making it an ideal space for entertaining and everyday living. The lower level boasts a spacious entertainment area, perfect for movie nights or game days, along with two bedrooms featuring new flooring. Step outside to the deck, perfect for summer barbecues and gatherings, and enjoy the fire pit area nestled in the backyard for relaxing evenings. The pond near the property offer an abundance of wildlife such as birds, deer and turtles. Walk out to the front yard and enjoy fresh apples from the apple tree and rhubarb from the garden. The neighborhood also features a walking trail that leads to the Lake Le Homme Dieu Beach. The attached garage provides convenience and extra storage space. Don’t miss the chance to own this incredible property. Schedule a showing today and experience its charm and endless possibilities firsthand. Make this house your new home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.89
Remaining Loan Term
25 years, 7 months
Monthly PITI
$1,371.37/mo
Estimated Loan Balance
$190,280
Cash to close
$86,221
Interest Paid
$25,072

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age Over 8 Years
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age Over 8 Years
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision: The Preserve
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Alexandria

Financial Details

  • Price per Sqft: $145.6
  • Tax Annual Amount: $2618
  • On Market Date: 2024-07-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $86,221 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $86,221!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$188,679
Your Cash$86,221
Total Purchase Price:$274,900

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$857/mo
Traditional @ 7.5%
$1,445/mo
You save $587/month ($7,049/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6573449

Listing From: northstar

Last updated: 2024-09-21T21:06:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$857 /mo
$1,393 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $86,221 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $86,221!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$188,679
Your Cash$86,221
Total Purchase Price:$274,900

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$857/mo
Traditional @ 7.5%
$1,445/mo
You save $587/month ($7,049/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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