Laura Jewett

Laura Jewett

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Closed

$385,000

($385,000 down)
FHA

1317 W MONONA Drive, Phoenix, AZ 85027

3
2
1,388 sqft
PITI Monthly
$1,291.25 /mo

Listing courtesy of: Jennifer Barney, Realty ONE Group

Assumed Rate

%
7.15%

Principal & Interest

$900 /mo
$1,354 /mo

What's Special

LOCATION
MOVE-IN READY
MODERN
HOME OFFICE
PATIO
NO HOA
PRICE REDUCED

**Price Reduced!** Welcome to this North Phoenix gem! Just minutes from the 101, I-17, Desert Ridge, and Norterra, this is truly ''location, location, location!'' This 3-bedroom, 2-bathroom home blends convenience with neighborhood charm... and no HOA! New exterior paint & new neutral interior paint in main rooms, make it move-in ready for its next owner. Enjoy modern quartz countertops in the kitchen and bathrooms, and versatile bonus spaces with two enclosed patios - perfect for a home office, gym, or reading nook. With a newer A/C, roof, and a new price, now is the perfect time to make it your home sweet home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
Remaining Loan Term
29 years, 7 months
Monthly PITI
$1,291.25/mo
Estimated Loan Balance
$200,447
Cash to close
$385,000
Interest Paid
$0

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Programmable Thmstat, Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Composition
Condition
  • Year Built: 1984
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: ROSE GARDEN ESTATES
  • Features: Near Bus Stop, Biking/Walking Path
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $277.38
  • Tax Annual Amount: $1190
  • On Market Date: 2024-12-05T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $385,000 (100%)
You can enter any amount below - secondary financing will cover the difference if needed.
100%
$

You cover the entire equity of $385,000!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage% Sellers Rate
$0
Your Cash:$385,000
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ %
$900/mo
Traditional @ 7.5%
$1,354/mo
You save $454/month ($5,449/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6783673

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-11T00:37:10.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

%
7.15%

Principal & Interest

$900 /mo
$1,354 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $385,000 (100%)
You can enter any amount below - secondary financing will cover the difference if needed.
100%
$

You cover the entire equity of $385,000!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage% Sellers Rate
$0
Your Cash:$385,000
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ %
$900/mo
Traditional @ 7.5%
$1,354/mo
You save $454/month ($5,449/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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