Laura Jewett

Laura Jewett

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Closed

$1,650,000

($592,050 down)
VA

1316 Baumgartner Way, Escondido, CA 92026

4
5
3,402 sqft
PITI Monthly
$5,346.75 /mo

Listing courtesy of: Benny Charles, Pivot Real Estate

Assumed Rate

3.34%
7.15%

Principal & Interest

$5,130 /mo
$7,872 /mo

What's Special

SHOPPING
SPACIOUS
WALK-IN CLOSET
MASTER SUITE
PATIO
MOUNTAIN VIEWS

Va Assumable loan at 2.75%. This beautiful home features an open-concept layout with 4 spacious bedrooms, including a main-floor bedroom with an en-suite bath, 4.5 bathrooms, and a large loft, providing ample space for both family living and entertaining. The property boasts a 3-car garage, owned solar system, whole-house water filtration, and smart home features like motorized screens on the porches, app-controlled irrigation, and solar window tinting for maximum efficiency. The custom saltwater pool is equipped with solar heating and built-in seating, create a private retreat, while the gourmet kitchen with an oversized island is perfect for gatherings. The seamless indoor/outdoor flow extends to the California Room with tri-fold doors, a custom fire pit, built-in BBQ and bar area, and outdoor TV—ideal for entertaining guests. Additional upgrades include an epoxy-sealed garage floor, front and rear Ring security cameras, a tankless water heater, and EV charger readiness. Upstairs, the private master suite offers stunning mountain views from its spacious patio, a large walk-in closet, and a luxurious spa-like bathroom with a barn door. Nestled in the scenic hills below Daley Ranch, this home is ideally located with easy access to shopping, schools, and all the conveniences you need, making it the perfect place to call​​‌​​​​‌​​‌‌​​‌​​​‌‌​​‌‌​‌​​​‌​‌​‌​​​​​‌ home.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.34
Remaining Loan Term
25 years, 4 months
Monthly PITI
$5,346.75/mo
Estimated Loan Balance
$1,064,470
Cash to close
$592,050
Interest Paid
$173,158

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 5
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: InGround

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2017
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Prescott
  • HOA Amenities: Unknown
  • HOA Fee: $187
  • HOA Frequency: $Monthly
Location
  • Region: Escondido

Financial Details

  • Price per Sqft: $485.01
  • Tax Annual Amount: $20625
  • On Market Date: 2025-01-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $592,050 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $592,050!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.34% Sellers Rate
$1,057,950
Your Cash$592,050
Total Purchase Price:$1,650,000

Assumed vs Traditional Mortgage

Assumed @ 3.34%
$5,130/mo
Traditional @ 7.5%
$8,165/mo
You save $3,035/month ($36,423/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2500288

Listing From:

Last updated: 2025-02-19T01:56:59.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.34%
7.15%

Principal & Interest

$5,130 /mo
$7,872 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $592,050 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $592,050!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.34% Sellers Rate
$1,057,950
Your Cash$592,050
Total Purchase Price:$1,650,000

Assumed vs Traditional Mortgage

Assumed @ 3.34%
$5,130/mo
Traditional @ 7.5%
$8,165/mo
You save $3,035/month ($36,423/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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