Laura Jewett

Laura Jewett

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Closed

$719,000

($320,396 down)
VA

1315 Stanley Way, Escondido, CA 92027

4
2
1,655 sqft
PITI Monthly
$3,214.7 /mo

Listing courtesy of: Crystal Pierce, ERA Ranch & Sea Realty

Assumed Rate

4.06%
7.15%

Principal & Interest

$2,249 /mo
$3,159 /mo

What's Special

SHOPPING
DINING
SPACIOUS
RENOVATED
FIREPLACE
PATIO
COZY
NO HOA

NO HOA -- Discover this beautifully renovated 4-bedroom, 2-bathroom home in Escondido, offering an inviting open floor plan perfect for entertaining. The spacious living and dining areas seamlessly flow into the kitchen, creating a bright and airy great room feel. A large family room with a cozy fireplace overlooks the expansive backyard, featuring paved patios, a few fruit trees and lush grassy areas ideal for relaxation and play. Conveniently located near Highway 78 and Interstate 15, schools, shopping and local amenities, this turn-key property is a must-see!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.06
Remaining Loan Term
22 years, 6 months
Monthly PITI
$3,214.7/mo
Estimated Loan Balance
$403,062
Cash to close
$320,396
Interest Paid
$132,416

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1972
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Gutters, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Escondido

Financial Details

  • Price per Sqft: $434.44
  • Tax Annual Amount: $8987.5
  • On Market Date: 2025-02-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $320,396 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $320,396!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.06% Sellers Rate
$398,604
Your Cash$320,396
Total Purchase Price:$719,000

Assumed vs Traditional Mortgage

Assumed @ 4.06%
$2,249/mo
Traditional @ 7.5%
$3,277/mo
You save $1,028/month ($12,331/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2501629

Listing From:

Last updated: 2025-04-04T00:13:14.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.06%
7.15%

Principal & Interest

$2,249 /mo
$3,159 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $320,396 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $320,396!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.06% Sellers Rate
$398,604
Your Cash$320,396
Total Purchase Price:$719,000

Assumed vs Traditional Mortgage

Assumed @ 4.06%
$2,249/mo
Traditional @ 7.5%
$3,277/mo
You save $1,028/month ($12,331/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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