Laura Jewett

Laura Jewett

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Closed

$685,000

($266,659 down)
FHA

1315 N Holly Street, Denver, CO 80220

4
2
1,865 sqft
PITI Monthly
$3,105.74 /mo

Listing courtesy of: Leslie Faye Parker, HomeSmart

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,344 /mo
$3,250 /mo

What's Special

LOCATION
OPEN CONCEPT
SHOPPING
DINING
SPACIOUS
LUXURY
STAINLESS STEEL APPLIANCES
FLEX SPACE
PATIO
CONVENIENT LOCATION
NO HOA
MOTIVATED SELLER

Seller wants a contract this weekend! Updated bungalow in the desirable Mayfair community, offering 4 beds, 2 baths, a 2 car garage, a carport plus 2 off street parking spaces. Convenient location! Just a short walk down tree-lined streets to a variety of restaurants, local specialty shops, shopping & Mayfair Park. This classic brick bungalow is situated on a quiet one-way street with lovely curb appeal & beautiful landscaping, welcoming you home & inviting you inside to a sunroom with a wall of windows & skylights, flooding it in natural light. The traditional foyer entry leads into an open concept floorplan & spacious living room graced with coved ceilings & carpeting (possibly hardwood under the carpet). Take advantage of the chef's kitchen with all new (2023) stainless steel appliances, solid granite counters & breakfast bar seating. It's bright with windows over the sinks & features wood laminate flooring. The informal dining area is open to both the kitchen & living room. Main level features 2 large beds, one with a laundry closet & smaller secondary closet, plus a full bath. Off of the kitchen go down a few steps to the side door, opening to the side & backyard. Or head downstairs to the garden level basement with a great floorplan. Lower level provides a family/rec room, boasting new luxury vinyl flooring & a hidden room behind the cabinetry, perfect as an extra storage room. 2 more beds (non-conforming) share a 3/4 bath. Ideal flex space in the bonus room has cabinets, freezer & washer/dryer hookups. Could be a kitchen for a mother-in-law suite or for a rental with the easy access to side yard & parking. Fully fenced backyard features a large flagstone patio, a garden shed with plenty of privacy. Garage is located on alley with gate & security lights. No HOA fees or covenants. Ideally located only 15 minutes to downtown Denver & just 10 minutes to Cherry Creek providing easy access for work and play. Motivated Seller. Let's put a deal together

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.17
Remaining Loan Term
22 years, 6 months
Monthly PITI
$3,105.74/mo
Estimated Loan Balance
$419,229
Cash to close
$266,659
Interest Paid
$140,082

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Attic Fan, Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Brick
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate, Tile, Vinyl

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Bungalow
Materials
  • Brick
  • Roof: Composition
Condition
  • Year Built: 1947
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Mayfair
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Denver

Financial Details

  • Price per Sqft: $367.29
  • Tax Annual Amount: $3047
  • On Market Date: 2024-05-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $266,659 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $266,659!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$418,341
Your Cash$266,659
Total Purchase Price:$685,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,344/mo
Traditional @ 7.5%
$3,371/mo
You save $1,026/month ($12,316/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC7479493

Listing From: recolorado

Last updated: 2024-10-01T18:04:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,344 /mo
$3,250 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $266,659 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $266,659!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$418,341
Your Cash$266,659
Total Purchase Price:$685,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,344/mo
Traditional @ 7.5%
$3,371/mo
You save $1,026/month ($12,316/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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