Laura Jewett

Laura Jewett

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$379,000

($141,938 down)
FHA

13145 Solar Bay Lane, Victorville, CA 92394

3
3
1,911 sqft
PITI Monthly
$1,791.01 /mo

Listing courtesy of: Miquella Zulfiqar, Realty One Group Pacific

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,061 /mo
$1,771 /mo

What's Special

SHOPPING
SPACIOUS
MODERN

Located in Victorville, CA, this 3-bedroom, 2.5-bathroom home offers a fantastic opportunity for buyers looking to invest in a property with great potential. Situated at 13145 Solar Bay Ln, this home is a fixer-upper that is ready for someone to make it their own with the right vision and improvements. The home features a spacious floor plan with ample natural light throughout, including generously sized bedrooms and bathrooms. The 2.5 bathrooms and the open layout of the living spaces offer a solid foundation to create a modern and comfortable living environment. The property sits on a nice sized lot, offering ample space for outdoor improvements and landscaping. Whether you are a first-time buyer, experienced renovator, or investor, this property provides the perfect opportunity to increase its value and customize it to suit your preferences. Conveniently located, this home provides easy access to local amenities, shopping, schools, and transportation. With a little creativity and effort, you can unlock its full potential.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.68
Remaining Loan Term
25 years, 10 months
Monthly PITI
$1,791.01/mo
Estimated Loan Balance
$248,264
Cash to close
$141,938
Interest Paid
$27,927

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Spanish
Materials
  • Frame
  • Roof: Tile
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Victorville

Financial Details

  • Price per Sqft: $198.33
  • Tax Annual Amount: $4737.5
  • On Market Date: 2025-03-27T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $141,938 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $141,938!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$237,062
Your Cash$141,938
Total Purchase Price:$379,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,061/mo
Traditional @ 7.5%
$1,837/mo
You save $776/month ($9,313/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25066947

Listing From:

Last updated: 2025-04-02T20:52:03.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,061 /mo
$1,771 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $141,938 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $141,938!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$237,062
Your Cash$141,938
Total Purchase Price:$379,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,061/mo
Traditional @ 7.5%
$1,837/mo
You save $776/month ($9,313/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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