Laura Jewett

Laura Jewett

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$1,325,000

($872,673 down)
FHA

13145 Decant Dr, Poway, CA 92064

4
2
2,156 sqft
PITI Monthly
$4,220.74 /mo

Listing courtesy of: Ed Orenstein, Keller Williams Realty

Assumed Rate

2.89%
7.15%

Principal & Interest

$2,082 /mo
$3,382 /mo

What's Special

AWARD WINNING
SPACIOUS
MOVE-IN READY
MODERN
FIREPLACE
COMMUNITY POOL
WALKING TRAILS
MOUNTAIN VIEWS

REDUCED $50k JUST NOW*Presenting an Outstanding Single Story Home in the Desirable Vineland Hills area of North Poway*Featuring Over $191,000 in Upgrades (SEE ATTACHED DOCUMENT)*Includes a Fully Updated Kitchen & ALL Bathrooms, Providing Modern Functionality & Style*Enjoy Beautiful South Facing Mountain Views Towards Twin Peaks*The Spacious Great Room is Enhanced by Recessed Lighting & a Fireplace with Stone Detailing & a Built-In Mantel*Newer Windows & Sliders Throughout*The Community Offers Private Streets, a Community Pool, Tennis & Pickleball Courts, a Swing Play Area, & Peaceful Walking Trails*This Home is Move-In Ready & Ideal for those Seeking a Well-Maintained Living Environment! Award Winning Poway Unified Schools

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.89
Remaining Loan Term
25 years, 7 months
Monthly PITI
$4,220.74/mo
Estimated Loan Balance
$537,028
Cash to close
$872,673
Interest Paid
$60,891

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco, WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: GreatRoom
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Partial, Wood
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco, WoodSiding
  • Roof: Unknown
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Poway
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Vineland Hills HOA
  • HOA Amenities: Unknown
  • HOA Fee: $265
  • HOA Frequency: $Monthly
Location
  • Region: Poway

Financial Details

  • Price per Sqft: $614.56
  • Tax Annual Amount: $16562.5
  • On Market Date: 2025-03-05T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $872,673 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $872,673!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$452,327
Your Cash:$872,673
Total Purchase Price:$1,325,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$2,082/mo
Traditional @ 7.5%
$3,508/mo
You save $1,427/month ($17,120/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250020786SD

Listing From:

Last updated: 2025-03-28T21:48:20.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$2,082 /mo
$3,382 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $872,673 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $872,673!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$452,327
Your Cash:$872,673
Total Purchase Price:$1,325,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$2,082/mo
Traditional @ 7.5%
$3,508/mo
You save $1,427/month ($17,120/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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