Laura Jewett

Laura Jewett

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Closed

$360,000

($42,771 down)
VA

13145 N 21ST Avenue, Phoenix, AZ 85029

3
2
2,164 sqft
PITI Monthly
$1,671.7 /mo

Listing courtesy of: Georgina M Plante, Rising Real Estate Services

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,414 /mo
$2,303 /mo

What's Special

SHOPPING
DINING
SPACIOUS
CHARMING
SOLAR PANELS

Charming Fixer-Upper in Phoenix Welcome to this 3-bedroom, 2-bath home nestled in the heart of Phoenix. Boasting a spacious layout, this home offers endless potential for customization. The large backyard is perfect for outdoor gatherings, gardening, or creating your dream oasis. The roof was replaced in 2021, Solar panels installed in April 2022 (25yr loan) and AC replaced in 2022. Inside, the property features a practical floor plan with room to add your personal touch. While it does need some TLC, including new flooring, it presents an excellent opportunity for buyers looking to put their creativity to work. Conveniently located near schools, shopping, and dining. Don't miss your chance to transform this house into the perfect home.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.87
Remaining Loan Term
26 years, 5 months
Monthly PITI
$1,671.7/mo
Estimated Loan Balance
$319,185
Cash to close
$42,771
Interest Paid
$33,734

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Painted, Stucco, Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring:

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Synthetic Stucco, Painted, Stucco, Block
  • Roof: Composition
Condition
  • Year Built: 1962
Details
  • Builder: UNK

Community & HOA

Community
  • Subdivision: MOON VALLEY GARDENS LOTS 377-392 & TR A
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $166.36
  • Tax Annual Amount: $1294.84
  • On Market Date: 2024-11-18T22:30:06.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $42,771 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $42,771!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$317,229
Your Cash$42,771
Total Purchase Price:$360,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,414/mo
Traditional @ 7.5%
$2,389/mo
You save $975/month ($11,701/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6785566

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-01-24T01:46:08.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,414 /mo
$2,303 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $42,771 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $42,771!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$317,229
Your Cash$42,771
Total Purchase Price:$360,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,414/mo
Traditional @ 7.5%
$2,389/mo
You save $975/month ($11,701/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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