Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$878,000

($243,358 down)
FHA

1312 N Baker Street, Santa Ana, CA 92706

2
1
1,254 sqft
PITI Monthly
$5,114.62 /mo

Listing courtesy of: Yong Yi, FIRST TEAM REAL ESTATE

Assumed Rate

4.99%
7.15%

Principal & Interest

$3,519 /mo
$4,433 /mo

What's Special

FIREPLACE
HISTORIC
CHARMING
COZY
RENTAL INCOME

Discover Your Dream Spanish Style Home In Santa Ana's Washington Square! Welcome to this enchanting 2 Bedrooms, 1 Bath gem, nestled in vibrant and historic Washington Square community. This charming single story home offers a timeless appeal, featuring stunning wood floors that greet you as you enter the inviting living room, complete with a cozy wood-burning fireplace, perfect for creating lasting memories. Set on a generous 7,231 square foot lot, this property boasts a gated driveway and garage, ensuring both privacy and covenience. Step outside to your gorgeous desert oasis of backyard, ideal for outdoor gathering or peaceful retreats. Enjoy the best of Santa Ana living with close proximity to prominent schools such as the Orange County School of Arts, Mater Dei, and Santa Ana College. There is also easy access to the 5 freeway and the lively downtown Santa Ana. Plus, the semi-finished detached garage offers exciting potential for an ADU-perfect for guests or rental income. (Please conduct your own investigation regarding the ADU). Property Sold as is condition. There is also the possibility that this property may qualify under the Mills Act. Don't miss your opportunity to make this charming home your own! Hurry, your home awaits! Send offer with Prequalification Letter and proof of funds.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.99
Remaining Loan Term
27 years, 4 months
Monthly PITI
$5,114.62/mo
Estimated Loan Balance
$638,988
Cash to close
$243,358
Interest Paid
$85,631

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1926
Details
  • Builder:

Community & HOA

Community
  • Subdivision: ,OTHER
  • Features: StreetLights
HOA
  • Has HOA: No
Location
  • Region: Santa Ana

Financial Details

  • Price per Sqft: $700.16
  • Tax Annual Amount: $10975
  • On Market Date: 2024-10-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $243,358 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $243,358!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.99% Sellers Rate
$634,642
Your Cash$243,358
Total Purchase Price:$878,000

Assumed vs Traditional Mortgage

Assumed @ 4.99%
$3,519/mo
Traditional @ 7.5%
$4,598/mo
You save $1,079/month ($12,945/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV24210283

Listing From:

Last updated: 2025-02-13T18:39:14.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.99%
7.15%

Principal & Interest

$3,519 /mo
$4,433 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $243,358 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $243,358!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.99% Sellers Rate
$634,642
Your Cash$243,358
Total Purchase Price:$878,000

Assumed vs Traditional Mortgage

Assumed @ 4.99%
$3,519/mo
Traditional @ 7.5%
$4,598/mo
You save $1,079/month ($12,945/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.