Laura Jewett

Laura Jewett

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Closed

$895,000

($302,507 down)
VA

130 Mountain Oak Road, Oroville, CA 95966

3
3
3,402 sqft
PITI Monthly
$3,840.29 /mo

Listing courtesy of: Kelsie Morse, Providence Properties

Assumed Rate

2.89%
7.15%

Principal & Interest

$2,692 /mo
$4,373 /mo

What's Special

MODERN
WALK-IN CLOSET
SOAKING TUB
PATIO
BALCONY

Welcome to your secluded mountain sanctuary! Nestled on 40 acres, this 3400 sqft lodge-style home seamlessly blends rustic charm with modern flair, offering a tranquil retreat for those seeking the ultimate escape. With wood & stone finishes, this home features 3-4 bedrooms, 2.5 baths. You'll enjoy cedar-lined walls, open beam ceilings and stunning valley views from most rooms. The main bedroom features a sitting area, balcony with views of the valley & pool, two closets, as well as a walk-in closet in the main bath that has a separate soaking tub and walk in shower. Additionally, there is a separate ADU with potential for 2-3 bedrooms and a full bath. This property features a 50'x90' red iron Star building that is fully insulated with epoxy flooring, sheetrock, mezzanine, gym with laminate flooring and rock wall as well as a bathroom, storage and 5 oversized bay doors. The property also has a well water supply of approx. 50GPM, generator backup with auto transfer, and a Tesla charging station. Last but not least, recent updates include a commercial grade asphalt road, stamped & stained concrete patio, brush clearing, trails and a new gravel road between the pool and main house. Located near Loafer Creek and Stringtown boat ramp, just 20 minutes outside of Oroville. Welcome home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.89
Remaining Loan Term
25 years, 8 months
Monthly PITI
$3,840.29/mo
Estimated Loan Balance
$595,013
Cash to close
$302,507
Interest Paid
$77,323

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, LivingRoom
  • Flooring: Stone, Wood

Exterior

Fencing
  • Fencing: BarbedWire
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Well
Pool
  • Has Pool: Yes
  • Pool Features: Private, Vinyl

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Custom, Ranch
Materials
  • WoodSiding
  • Roof: Composition
Condition
  • Year Built: 1991
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Foothills, HorseTrails, Hunting, Lake, Rural, WaterSports
HOA
  • Has HOA: No
Location
  • Region: Oroville

Financial Details

  • Price per Sqft: $263.08
  • Tax Annual Amount: $11187.5
  • On Market Date: 2024-05-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $302,507 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $302,507!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$592,493
Your Cash$302,507
Total Purchase Price:$895,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$2,692/mo
Traditional @ 7.5%
$4,536/mo
You save $1,845/month ($22,136/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN24100364

Listing From:

Last updated: 2024-09-30T18:16:53.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$2,692 /mo
$4,373 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $302,507 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $302,507!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$592,493
Your Cash$302,507
Total Purchase Price:$895,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$2,692/mo
Traditional @ 7.5%
$4,536/mo
You save $1,845/month ($22,136/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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