Laura Jewett

Laura Jewett

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Closed

$289,000

($90,650 down)
FHA

1309 E BOWKER Street, Phoenix, AZ 85040

3
1
1,092 sqft
PITI Monthly
$1,452.36 /mo

Listing courtesy of: Sinan Zakaria, LISTED SIMPLY

Assumed Rate

5.22%
7.15%

Principal & Interest

$1,120 /mo
$1,374 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
PATIO
PRIVATE BACKYARD
LANDSCAPED

This delightful home seamlessly blends comfort and style, offering a perfect retreat for modern living. Boasting a spacious floor plan, the home features three generously sized bedrooms and one bathroom, ideal for relaxation and functionality. The open-concept living area is bathed in natural light, creating a warm and inviting atmosphere. The modern kitchen is a culinary dream, equipped with sleek countertops, ample cabinetry, and top-of-the-line stainless steel appliances, perfect for preparing gourmet meals and entertaining guests. Step outside to discover your private backyard oasis, complete with a covered patio and ample space for outdoor activities, gardening, or simply enjoying the Arizona sunshine. The meticulously landscaped front yard enhances the home's curb appeal, making it a standout in the neighborhood. Situated in a vibrant community, 1309 E Bowker Street offers convenient access to a variety of local amenities and attractions. Enjoy proximity to shopping, dining, and entertainment options, ensuring there's always something to do just a short drive away. For outdoor enthusiasts, nearby parks and recreational areas provide ample opportunities for hiking, biking, and enjoying nature.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.22
Remaining Loan Term
27 years, 6 months
Monthly PITI
$1,452.36/mo
Estimated Loan Balance
$198,606
Cash to close
$90,650
Interest Paid
$26,094

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 1
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Block
  • Roof: Composition
Condition
  • Year Built: 1960
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: SOUTH MOUNTAIN VISTA 1 UNIT 2 LOTS 40-51
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $264.65
  • Tax Annual Amount: $459
  • On Market Date: 2024-07-04T08:40:20.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $90,650 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $90,650!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$198,350
Your Cash$90,650
Total Purchase Price:$289,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$1,120/mo
Traditional @ 7.5%
$1,426/mo
You save $306/month ($3,669/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6722453

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-09-01T02:43:44.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.22%
7.15%

Principal & Interest

$1,120 /mo
$1,374 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $90,650 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $90,650!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$198,350
Your Cash$90,650
Total Purchase Price:$289,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$1,120/mo
Traditional @ 7.5%
$1,426/mo
You save $306/month ($3,669/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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