Laura Jewett

Laura Jewett

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$498,000

($76,610 down)
VA

13095 Sierra Padre Way, Victorville, CA 92394

4
3
2,239 sqft
PITI Monthly
$2,782.64 /mo

Listing courtesy of: Itzel Anaya, Home Smart Realty Group

Assumed Rate

3.85%
7.15%

Principal & Interest

$2,097 /mo
$3,021 /mo

What's Special

MINUTES AWAY
SHOPPING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
OUTDOOR LIVING SPACE
PATIO
LANDSCAPED

Welcome to your stunning 4 bedroom, 3 Bathroom home, built in 2022, located in the beautiful and growing Santolina neighborhood in Victorville. This gorgeous property features a contemporary open-concept design, perfect for gatherings and entertaining guests. Your gourmet kitchen has sleek granite countertops, stainless steel appliances, and a spacious island—making it an ideal spot for meal preparation and hosting celebrations. The Primary Suite offers a tranquil sanctuary, complete with a luxurious ensuite bathroom and generous walk-in closet space. Entry Level Bedroom and all other Bedrooms are on the second floor. The upstairs has a open foyer that can be used as a Bonus Room or second Living Room; perfect for gathering upstairs together to watch a movie, or use as a secondary sitting area, or office space. Step outside to discover your expansive, fully landscaped backyard with artificial turf with beautiful concrete flatwork design, raised planters, as well as a fire pit and sitting area—great for entertaining! The covered patio is perfect for putting outdoor furniture to use as an extension of your outdoor living space. Minutes away from shopping centers, restaurants, and schools, with easy access to the 15 freeway for all of your commuting needs. This property has so much to offer + PAID OFF SOLAR!!! Don’t miss out on the chance to make this beautiful house your new home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.85
Remaining Loan Term
26 years, 11 months
Monthly PITI
$2,782.64/mo
Estimated Loan Balance
$422,874
Cash to close
$76,610
Interest Paid
$51,636

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2022
Details
  • Builder: D.R. Horton

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Victorville

Financial Details

  • Price per Sqft: $222.42
  • Tax Annual Amount: $6225
  • On Market Date: 2025-03-23T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $76,610 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $76,610!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.85% Sellers Rate
$421,390
Your Cash$76,610
Total Purchase Price:$498,000

Assumed vs Traditional Mortgage

Assumed @ 3.85%
$2,097/mo
Traditional @ 7.5%
$3,134/mo
You save $1,037/month ($12,442/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW25063647

Listing From:

Last updated: 2025-03-30T05:06:49.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.85%
7.15%

Principal & Interest

$2,097 /mo
$3,021 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $76,610 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $76,610!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.85% Sellers Rate
$421,390
Your Cash$76,610
Total Purchase Price:$498,000

Assumed vs Traditional Mortgage

Assumed @ 3.85%
$2,097/mo
Traditional @ 7.5%
$3,134/mo
You save $1,037/month ($12,442/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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